Home & Contents Insurance

Choose from our three levels of home protection

Classic Home & Contents Insurance

Feel better protected with GIO Home & Contents Insurance. Rest easy knowing major events such as flood, storm, theft, fire and more are covered as standard. Choose the level of cover that is best suited to your needs.

No matter what level of cover you choose, cover is included for:

  • Flood

  • Storm

  • Lightning

  • Fire

  • Explosion

  • Earthquake & Tsunami

  • Theft or Burglary

  • Impact

  • Damage by an animal

  • Escape of liquid

  • Accidental breakage of glass

  • Malicious acts and vandalism

  • Riots, civil commotion or public disturbance


Classic Home & Contents

It's protection for your castle

GIO Classic Home & Contents insurance is designed to help protect your greatest assets.

It gives you peace of mind that you have cover for major events such as storm, fire, theft and much more. We will help you repair or replace your home and contents so that you’re back on your feet as soon as possible.

Classic Home & Contents Insurance provides:

  • Cover for most types of flood and water damage automatically included      more
  • Flexible limits on valuables such as jewellery, paintings, artworks, carpets and rugs, and collectibles      more
  • Lifetime guarantee on home repairs we authorise & arrange      more
  • Up to 12 months temporary accommodation costs if your home is damaged and unliveable.      more

Plus the option to add:

  • Protection for your possessions even when you’re away from home      more
  • Cover for accidental loss or damage to items at home      more
  • Up to 25% extra protection on your home cover with our Safety Net feature      more
  • Motor burnout cover      more
  • Injury to pet dogs and cats
    (up to $2,000)      more

Get a quote    Download policy document

It's our way of giving you comprehensive protection.

Classic Extras Home & Contents

Cover to help protect your way of life

GIO’s Classic Extras Home and Contents Insurance includes all the great features of our Classic Home and Contents Insurance cover, with extra benefits included as standard.

In addition to Classic Home Insurance features, you get:

  • Higher flexible limits for your high value items such as jewellery, paintings, artworks, carpets and rugs, and collectibles      more
  • The ability to specify high value items above flexible limits      more 
  • Cover for your possessions even when you’re away from home       more  
  • Cover for accidental loss or damage to items at home      more
  • Up to 25% extra protection on your home cover with our Safety Net feature      more 
  • Motor burnout cover      more

Get a quote    Download policy document

It's our way of giving you more peace of mind.

Platinum Home & Contents

Our highest level of home and contents cover

Our highest level of home insurance is designed to help protect your most valuable assets.

In addition to Classic Extras Home and Contents Insurance features, you get:
 

  • Our highest flexible limits for valuables such as jewellery, paintings, artworks, carpets and rugs, and collectibles     more
  • The ability to specify high value items above flexible limits     more
  • Cover automatically included for your contents items anywhere in Australia and New Zealand      more
  • Cover for accidental loss or damage at home     more
  • Up to 30% extra protection on your home cover with our Safety Net feature      more
  • Motor burnout cover      more

Get a quote    Download policy document

It's our highest level of protection for your home and valuable assets.


 

Ways to save

GIO is committed to giving you the best deal on our home and contents insurance

  • Get a 20% discount if you get a quote and buy online before August 14
  • A 15% discount when you combine your home and its contents onto one policy
  • Installing extra security may reduce your premium
  • Reduce your premium by increasing your excess
  • A 10% multi-policy discount if you hold 3 or more eligible policies with GIO.
    Find out more.

Discounts are not applied to the Domestic Workers Compensation optional cover.

Find out full details here.

Is this insurance right for you?

Home insurance comparisonNot sure what level of home and contents insurance is right for you?
Compare our different types of home insurance or
read the full PDS

Insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO. Please read the Home & Contents Insurance Product Disclosure Statement before making any decision regarding this product. Contact us for a copy. The features and benefits described on this page and in our Home & Contents Insurance Product Disclosure Statement apply to new customers from 3rd September 2013 and existing customers on renewal from 13th October 2013.