Ways to save on GIO Third Party Car Insurance

If you have a Third Party Car Insurance policy, you’ll want to be sure that your premium suits your needs – so you’re not paying a dollar more than you need to.

Combine and save with a multi-policy discount

Enjoy a 10% multi-policy discount if you hold three or more eligible GIO policies*^. 

Eligible policies include: 

  • Car Insurance, including Platinum, Comprehensive and Third Party Property Damage
  • Home Insurance, including Building, Contents and Landlord
  • Motorcycle Insurance
  • Caravan Insurance, and 
  • Boat Insurance.

A GIO ACT MAI Insurance policy or GIO NSW CTP Insurance policy will count as an eligible policy, but the premium for these policies can’t be discounted. So if either is one of your three policies, the discount will just apply to the other two.

Learn more about the Multi-Policy Discount

Buy online

Save 10% on your Third Party Car Insurance when you get a quote for a new policy online and buy it online^. 

Increase your excess

GIO offers a range of excess options to choose from. So, the more you increase your excess, the lower your premium will be.

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Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Consider the Product Disclosure Statement before buying this insurance. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.

The Target Market Determination is also available.

If you are eligible for more than one discount, we apply any subsequent discount to the already discounted rated premium (usually before adding taxes and charges). Discounts are subject to change without notice. Any discount given will be shown on your certificate of insurance.

*Discount not applicable to Roadside Assist optional cover