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Do I have any options if I am struggling financially?
We understand that sometimes the unexpected happens and you may not have access to as much money as you normally would. If this happens to you, GIO customers have two options:
1. Premium Freeze Benefit
2. Premium Pause Benefit
Over the duration of your policy, whether you pay stepped or level premiums, you can stop paying your premiums for up to three months thanks to the Premium Pause Benefit. While the premium is paused, you’ll be covered for accidental death only.
For Funeral Insurance:
- You’ll only be covered for accidental death and the Early Payment Benefit will not apply
For Life Protect:
- You’ll only be covered for accidental death