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A Product Disclosure Statement, also referred to as a PDS, details the terms of the insurance product. It clearly explains what is and isn't covered, optional covers that may be available, your responsibilities and information about how to make a claim.

For information about your premium, the excesses that apply, the discounts available and how we settle a claim, read the Premium, Excesses, Discounts and Claim Payments Guide, also referred to as the PED Guide.