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Funeral insurance is about ensuring that your family and loved ones don’t have to bear the financial burden of paying for your funeral when you pass away.

When you take out a funeral insurance policy, you will pay a series of regular premiums tailored to cover the sum you choose to insure. In the event of your death, a lump sum of money (known as the funeral benefit) will be paid out either to a person of your choosing or to your estate.

It’s worth noting that, thanks to our Value Promise, you never need worry about paying more in premiums than your family will receive. At claim time, GIO will either pay your sum insured, or the amount you have paid in premiums – whichever is the greatest.

Your loved ones can then use the money to pay for your funeral and any other associated costs, helping relieve some of the stress as they come to terms with life without you.