CTP insurance provides limited cover for injuries sustained by the driver who causes a motor accident. Anyone injured in a motor accident, including the driver, may be entitled to claim up to $5,000 in cover using the Accident Notification Form (ANF). This applies to medical expenses and/or lost earnings incurred within 6 months of the motor accident. If the injuries of the driver at fault are deemed to be catastrophic, the driver may be covered under the Lifetime Care and Support (LTCS) scheme. Please note: ANF Form needs to be lodged within 28 days of the accident.

Your CTP insurance cover is predominantly for other road users who are injured. This includes the driver of the vehicle that is not at fault, passengers in any vehicle, and pedestrians.