Portable and Valuable Items refers to your tools or items which you may take with you when you're out and about and use as part of your business. For example, mobile phones, laptops, camera equipment, surveying equipment, hand tools and power tools.

Stock refers to raw materials, merchandise, and goods which you trade in your business, and at your business premises. It includes customers’ goods and property for which you are responsible but belong to other parties in a “sale or return” agreement.