Car Insurance

Know you’re secure on every journey with a GIO Car Insurance policy

Types of Car Insurance

When choosing the type of Car Insurance to suit your needs, you have two main options: Comprehensive Car Insurance and Third Party Property Damage. Within these two types, GIO offers four levels of Car Insurance cover to choose from, as well as CTP Insurance, which is a requirement in NSW and the ACT. With our four levels of cover you can find the type of Car Insurance certainty you’re looking for. Don’t just think you’re covered, know you are.

Customers rate our Car Insurance



Compare our 4 levels of cover

Savings, Everyday!

Because GIO is part of the Suncorp Network, eligible customers can access Suncorp Benefits for up to 15% savings on everyday items.

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Do you need CTP Insurance?

Compulsory Third Party Insurance (CTP), also known as Green Slip insurance in New South Wales, is insurance attached to the registration of your vehicle. It provides protection to the at fault driver against compensation claims from people injured in a motor vehicle accident. CTP is required by all drivers in NSW and the ACT in order to register their vehicles.



Optional Extras for Comprehensive Car Insurance

21 days hire care after an event

If your car can’t be driven, is being repaired or has been stolen, and your claim is accepted, we can arrange and pay for the reasonable costs of a similar make or model hire car for up to 21 days. This means you’ll be back on the road in no time – even if your car isn’t. We’ll also insure the hire car against accidental loss and damage, so you know you’re covered.

Windscreen and window glass cover

Know that if your windscreen or window glass, including sun roof, is the only damage sustained, we’ll replace it or repair the damage. This includes one excess free claim per year. Where there is a chipped windscreen, that has not cracked, and can be safely repaired, we will also cover the cost of one repair without you losing your one excess free claim.

Roadside assist

24/7 roadside assistance when you need it most.

Did you know you can add GIO Roadside Assist to your Platinum or Comprehensive Car Insurance policy? With no joining fee and from less than $95 per year, we’ll help with flat tyres, flat batteries, emergency fuel, and more.

Car Insurance Articles

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People also ask



What our customers are saying

Car Insurance is rated 4.6 out of 5 by 1639.
Rated 3 out of 5 by from App great easy to use Last year was much cheaper:( being loyal regular with no claims shouldn't go up! I lost license due too too many demerits and it costs me a fortune when car was off road for 12 months
Date published: 2019-08-25
Rated 5 out of 5 by from quick response I have green slip so maybe have insurance as well comprehensive
Date published: 2019-08-22
Rated 5 out of 5 by from so easy to do went online did the quote for car insurance and it was simple and easy and a great price as well.
Date published: 2019-08-18
Rated 5 out of 5 by from Fit for purpose EASY TO FOLLOW THE QUOTING SYSTEM AND MAKE THE PAYMENT
Date published: 2019-06-25
Rated 5 out of 5 by from easy to apply and great cover very happy with the price of our quote and better cover
Date published: 2019-06-14
Rated 5 out of 5 by from New Policy Absolutely love the ease to purchase a new car policy. I purchased the Platinum car insurance from GIO even though all my other policies are with NRMA. I think the user friendly prompts are fantastic. Nice simple to understand questions.
Date published: 2019-05-30
Rated 4 out of 5 by from Aussie & quick very good Better than any other insurance company that you can’t understand on the phone
Date published: 2019-05-17
Rated 5 out of 5 by from Quick, Easy & Good Value Very easy online process. Great features and options. Good value. Trusted company.
Date published: 2019-05-14
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If you are eligible for more than one discount, we apply any subsequent discount to the already rated premium (usually before adding taxes and charges). Discounts are subject to change without notice. Minimum premiums may apply. Any discount given will be shown on your certificate of insurance.

*Discount not applicable to Roadside Assist optional cover.

^Discount not applicable to Domestic Workers Compensation optional cover.

The Reward and Recognition program ("Suncorp Benefits") is being operated by Loyalty Corp Australia Services Pty Ltd ABN 39 615 958 873 (Loyalty Corp). To register for Suncorp Benefits you must hold a current eligible personal policy or an eligible personal product or service from one of the brands in the Suncorp Network brand. Purchase limits apply to each individual retailer. Visit full Terms and Conditions. Use of Suncorp Benefits is subject to the operator’s privacy policy.

Legal liability

Provides up to $20 million to pay compensation for loss or damage to another person’s vehicle or property caused by your car if you or someone you authorise is driving.