Car Insurance

Know you’re secure on every journey with a GIO Car Insurance policy

Types of Car Insurance

When choosing the type of Car Insurance to suit your needs, you have two main options: Comprehensive Car Insurance and Third Party Property Damage. Within these two types, GIO offers four levels of Car Insurance cover to choose from, as well as CTP Insurance, which is a requirement in NSW and the ACT. With our four levels of cover you can find the type of Car Insurance certainty you’re looking for. Don’t just think you’re covered, know you are.

Customers rate our Car Insurance

 

COVER OPTIONS

Compare our 4 levels of cover

Savings, Everyday!

Because GIO is part of the Suncorp Network, eligible customers can access Suncorp Benefits for up to 15% savings on everyday items.

Find out more   

Do you need CTP Insurance?

Compulsory Third Party Insurance (CTP), also known as Green Slip insurance in New South Wales, is insurance attached to the registration of your vehicle. It provides protection to the at fault driver against compensation claims from people injured in a motor vehicle accident. CTP is required by all drivers in NSW and the ACT in order to register their vehicles.

READ MORE ABOUT CTP INSURANCE

OPTIONAL COVER

Optional Extras for Comprehensive Car Insurance

21 days hire care after an event

If your car can’t be driven, is being repaired or has been stolen, and your claim is accepted, we can arrange and pay for the reasonable costs of a similar make or model hire car for up to 21 days. This means you’ll be back on the road in no time – even if your car isn’t. We’ll also insure the hire car against accidental loss and damage, so you know you’re covered.

Windscreen and window glass cover

Know that if your windscreen or window glass, including sun roof, is the only damage sustained, we’ll replace it or repair the damage. This includes one excess free claim per year. Where there is a chipped windscreen, that has not cracked, and can be safely repaired, we will also cover the cost of one repair without you losing your one excess free claim.

Roadside assist

24/7 roadside assistance when you need it most.

Did you know you can add GIO Roadside Assist to your Platinum or Comprehensive Car Insurance policy? With no joining fee and from less than $90 per year, we’ll help with flat tyres, flat batteries, emergency fuel, and more.

FAQs

People also ask

 

REVIEWS

What our customers are saying

Car Insurance is rated 4.6 out of 5 by 1623.
Rated 5 out of 5 by from Very good Thankfully I've never had to make a claim. It seems to be extremely good value for money considering the price of other insurers.
Date published: 2018-06-12
Rated 5 out of 5 by from Car Insurance Great policy and quite unique. Good inclusions. Great value and price.
Date published: 2018-06-12
Rated 5 out of 5 by from Great features This is the best company in the world, you’s are mad
Date published: 2018-06-12
Rated 4 out of 5 by from Buying policy Very simple process with good flexibility and easy to buy online
Date published: 2018-06-12
Rated 5 out of 5 by from Easy to use Great simple way to insure items, cheaper than all other competitors, value for money
Date published: 2018-06-11
Rated 5 out of 5 by from Great quoting system and friendly customer service staff Renewing my car insurance for the second year and found pricing reasonable
Date published: 2018-06-09
Rated 4 out of 5 by from Easy to get It was really easy to get and great featured insurance.
Date published: 2018-06-09
Rated 5 out of 5 by from easy good deal, easy to navigate site and simple to use
Date published: 2018-06-09
Rated 4 out of 5 by from Good Stuff! User friendly process, great options! GIO is by far the cheapest and all around value for Money insurance.
Date published: 2018-06-09
Rated 4 out of 5 by from very easy to navigate this was very easy site and easy to use and navigate around
Date published: 2018-06-08
Rated 5 out of 5 by from Quick and Easy! It was very easy process to buy comprehensive car insurance and also having the live chat feature was very helpful! You were also the best price in the market!
Date published: 2018-06-08
Rated 4 out of 5 by from Great choice I It's first time with GIO ,and I am so happy with this helps. Thank you. .
Date published: 2018-06-07
Rated 5 out of 5 by from Great cover at affordable prices After spending hours looking at different insurer's I found GIO Fast, easy, great cover at affordable price
Date published: 2018-06-07
Rated 5 out of 5 by from Easy and clear touse The whole process in intuitive with simple clear questions
Date published: 2018-06-06
Rated 5 out of 5 by from Quick and Easy Got the comprehensive car insurance for our first car, it was easy to get a quote and quick to respond.
Date published: 2018-06-05
Rated 5 out of 5 by from Great feature bourt to day and so happy with it great price and great turms
Date published: 2018-06-04
Rated 5 out of 5 by from Very affordable Easy to register, and very affordable. I have multiple policies with GIO.
Date published: 2018-06-04
Rated 4 out of 5 by from A little bit crazy Long-term GIO customer and it is always cheaper to get a new quote that simply renew on the material sent to me. Makes no sense at all to reward existing customers in this fashion.
Date published: 2018-06-02
Rated 3 out of 5 by from Good value USed to have it earlier and am happy to continue with cover
Date published: 2018-06-02
Rated 4 out of 5 by from Great Features I bought this because it is affordable for me and is cheaper than the rest of the insurance company's.
Date published: 2018-06-02
Rated 5 out of 5 by from Great Features with good price as well Excellent value of money combined with peace of mind features compared to other competitors.
Date published: 2018-06-02
Rated 4 out of 5 by from great very good value and good features in which i wanted
Date published: 2018-06-01
Rated 5 out of 5 by from Very easy and informative with good features Very easy and informative with good features. Great Value for money
Date published: 2018-06-01
Rated 5 out of 5 by from Very easy to navigate site and easy to set up my policy. I would recommend gio insurance policy to friends and family. Great value and easy set up.
Date published: 2018-06-01
Rated 5 out of 5 by from Easy to use Easy to use better pricing than competitors with multi discounts
Date published: 2018-06-01
Rated 5 out of 5 by from awsome great cover was cheaper then any where else at this time of needing insurance
Date published: 2018-06-01
Rated 5 out of 5 by from Easy to use The step by step process is very easy and I found it took no time at all to complete. I like the option for payments, by card or pay later.
Date published: 2018-05-31
Rated 5 out of 5 by from Great insurance cover Found website really easy to use. Very effective and instructional
Date published: 2018-05-31
Rated 5 out of 5 by from Great I bought this a month ago and I’m glad I did buy this
Date published: 2018-05-31
Rated 5 out of 5 by from Excellent service They looked after me when I had my accident so they have earned my loyalty
Date published: 2018-05-31
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If you are eligible for more than one discount, we apply any subsequent discount to the already rated premium (usually before adding taxes and charges). Discounts are subject to change without notice. Minimum premiums may apply. Any discount given will be shown on your certificate of insurance.

*Discount not applicable to Roadside Assist optional cover.

^Discount not applicable to Domestic Workers Compensation optional cover.

The Reward and Recognition program ("Suncorp Benefits") is a customer benefit service which is operated by Loyalty Corp Australia Services Pty Ltd ABN 39 615 958 873 ("Loyalty Corp/We") on behalf of Suncorp Corporate Services Pty Ltd ABN 89 074 966 466 for customers of the Suncorp Network. To be eligible for Suncorp Benefits you must hold a current policy or product with a brand or entity which is part of the Suncorp Network. Full Terms and Conditions are available here. Products and services including banking, superannuation and insurance (including life insurance, home and car insurance) are provided by separate companies in the Suncorp Group.

Legal liability

Provides up to $20 million to pay compensation for loss or damage to another person’s vehicle or property caused by your car if you or someone you authorise is driving.