Ways to save
Bundle discounts together to save more
What's in it for you?
You can trust GIO to offer you our best deal possible. We’ve got a great range of discounts you can bundle together to save even more. Contact us to find out more about how you can reduce your premium.
Ways to save on car insurance
Jump to more information about available discounts on Home and Contents Insurance
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Ways to Save on your car insurance
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No Claim Discount (NCD)
up to 60% off (65% VIC)
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A NCD/Rating is a discount off your premium as a reward for your good driving and insurance history
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We’ll give you a maximum NCD/Rating 1 for life at no extra cost, if you have had no at fault claims in the past 3 years and have held a maximum NCD or Rating 1 for at least the past 12 months with your previous insurer.
Not yet eligible for a maximum NCD/Rating 1?
If you’re a good driver, you’ll get rewarded with a discount, until you hit the maximum No Claim Discount which can be up to 60% ( 65% in VIC).
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Family Discount
60% off (65% VIC)
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If you’re younger than 26 and your parents have GIO Platinum or Comprehensive Car Insurance with GIO on a maximum No Claim Discount (NCD) and have no at fault claims in the past 12 months.
Simply provide us with your parent’s policy number and you could be eligible to receive a 60% (65% in VIC) discount off your own Comprehensive Car Insurance policy if you have not made an at fault claim in the past 5 years. |
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Combined Car & CTP Greenslip NSW
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$50 off when combined with GIO NSW CTP on the same car. Driver must be on a maximum NCD/Rating1.
Discount is applied to the car insurance premium not the CTP premium. |
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Named driver discount
Up to 10% off
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When you select this optional extra, you will get up to 10% premium discount on your Comprehensive Car Insurance.
You are required to limit your policy to 2 listed drivers, who are both aged 30 or over. This means if someone who is not listed is driving your car, and has an accident, you will not be covered.#
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Online discount
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Get a 10% discount if you get a quote and buy online.
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Seniors discount
Up to 10% off
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Seniors Card holders may be eligible for up to 10% discount. In WA the maximum discount is 7% and in NT 5%. . |
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Multi-policy discount
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GIO rewards customers who hold three or more eligible GIO personal insurance policies with a 5% discount.
You can bundle three of the same product eg three different cars each with Comprehensive Car Insurance, or bundle with other products like:
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Home
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Contents
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Boat
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Caravan & Trailer
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Motorcycle
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NSW CTP
(A GIO NSW CTP Insurance policy can be included as one of the multiple covers but the discount does not apply to the CTP premium)
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Increase your excess and save
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We provide a range of excess options you may be eligible for, the more you increase your excess the lower your premium will be.
Excess options start from: $500 and go up to a maximum excess level of $2,500.
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Ways to Save on Home & Contents Insurance
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Home & Contents combined
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A 15% discount when you combine your house and its contents onto one policy.
Top Strata: If you own a home insured by GIO Top Strata Residential Insurance we reward you with a 15% discount off your GIO Contents Insurance for the contents you own in that home. |
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Online discount
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Get a 10% discount if you get a quote and buy online. |
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55 and over
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A 10% discount for being 55 years or over. |
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Seniors
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6% off for all Seniors Card holders |
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Multi-policy discount
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GIO rewards customers who hold three or more eligible GIO personal
insurance policies with a 5% discount.
Bundle your Home and/or Contents Insurance with these products:
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GIO Platinum Car Insurance
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Comprehensive Car Insurance
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Fire, Theft and Third Party Property Damage
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Third Party Property Damage
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Boat
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Caravan & Trailer
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Motorcycle
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NSW CTP
(A GIO NSW CTP Insurance policy can be included as one of the multiple covers but the discount does not apply to the CTP premium.)
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Increase your excess and save
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We provide a range of excess options you may be eligible for, the more you increase your excess the lower your premium will be.
Excess options: nil, $100, $200, $300, $500, $1,000, $2,000, $5,000
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Increase your security and save
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Having security on your home can act as a precautionary measure to protect you against burglary and theft and may also reduce your premium”.
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key-operated two-cylinder deadlocks fitted to all external hinged doors
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key-operated lock or patio bolts fitted to all external sliding doors
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key-operated single cylinder window locks fitted to all accessible windows
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security grills or security screens fitted to all accessible windows
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local or monitored type burglar alarm system installed in the home
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Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please read and consider the relevant Product Disclosure Statement before you make any decisions about any of our products. Click here for a copy. #Exclusions and limits apply. Contact GIO to find out which discounts you may be eligible to receive. All discounts are subject to eligibility criteria. Discounts are not applied to the Domestic Workers Compensation optional cover. |
