Life Protect Insurance

Life Protect Insurance

10% Cash Back every 3 years

What's in it for you?

  • Up to $1 million lump sum payment2
  • Quick and easy to apply, no medical tests3
  • Cover to age 994

Life Protect Insurance Features

  • Up to $1 million lump sum payment2
    GIO Life Protect can pay out a lump sum in the event of your death
    or diagnosis of a terminal illness.
  • $10,000 Funeral Advancement Benefit2
    Your family may receive a prompt payout designed to help to pay
    for funeral expenses when they need it most.
  • 10% cash back every 3 years1
    We'll give you 10% of your premiums back every 3 years that you
    are covered, for the life of your cover.
  • Quick and easy to apply3
    It takes seconds to get an online life insurance quote and to start
    applying to help protect your family from the unexpected.
  • No medical tests to apply3
    Just answer some questions.
  • Cover to age 994
    We guarantee renewal up to 99 years of age

Additional Benefits2

  • Premium Protector Benefit
    If you are disabled and unable to work for 90 consecutive days, GIO will
    pay 12 months of your GIO personal insurance premiums up to $2,000.
  • Premium Pause Benefit
    If you are unable to pay your premiums you can suspend them for 3 months
    over the life of the policy. During the suspension period cover is limited to
    accidental death only.

Is this insurance right for you

How long would your family be able to continue their current lifestyle if you were no longer in the picture? Nobody likes to think about tragedy striking and the impact it could have on loved ones' lives, but it is a real possibility that you can help to prepare for.

Life insurance policies from GIO offer an affordable premium and cover you can rely on, helping you to secure your family's way of life in the years to come.

GIO Life Protect could pay out a lump sum of up to $1,000,0002 if you become terminally ill or die, so you can have peace of mind knowing that you could be helping to protect your family from potential financial strain when they are simply trying to cope without you.

Getting a quote is easy. GIO Life Protect insurance costs as little as a few dollars a week and you get 10% cash back every 3 years that you are covered, for the life of your cover.1

Download PDS   Get a quote  

Or Call 1800 196 724 (8am-8pm AEST)



Other Life Protect Insurance Policy Documents
Download Policy Document
Download Financial Services Guide
Download Direct Debit Request Form
Download Nominated Beneficiary Form
Download Lifestyle Increase Benefit Application Form
Download SFS FSG

Finer Details

  1. This means you will be eligible to receive, every 3 years, a refund of 10% of premiums paid under a GIO Life Protect policy in the previous 3 years subject to any relevant terms that apply to the payment. No interest will be paid on the refunded amount. Refer to the GIO Life Product Disclosure Statement (PDS) for details.
  2.  The payment of any benefit under a GIO Life Protect policy is subject to the relevant terms that apply to your policy - refer to the PDS for more details. In certain circumstances we may pay a benefit to your estate.
  3. Applications are subject to completion of a health and lifestyle questionnaire and possible further underwriting. Eligibility criteria apply. Provision of cover will be subject to our confirmation of acceptance of your application and receipt of correct payment details. Cover may be offered subject to special conditions.
  4. A GIO Life Protect policy will continue until it ends in accordance with its terms. Refer to the PDS for more details.

The information in this communication is current at July 2013 and may be subject to change from time to time without notice. GIO Life Protect Insurance is issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530, AFSL 229 880 (SLSL) under the GIO brand and is distributed by Suncorp Financial Services Pty Ltd ABN 50 010 844 621 (“SFS”), AFSL 229885. You should consider the Product Disclosure Statement (PDS) for the GIO Life Protect Insurance product before making any decisions about whether to acquire this product. The PDS is available here. Information provided in this communication in relation to the GIO Life Protect Insurance is general advice only. It has been prepared without taking into account your personal financial objectives, situation or needs. AAI Limited ABN 48 005 297 807 (AAI) trading as GIO does not provide any financial product advice in relation to GIO Life Protect Insurance. SLSL and AAI are subsidiaries of Suncorp Group Limited ABN 66 145 290 124 (Suncorp Group). The obligations of SLSL and AAI are not guaranteed by each other, or any other company in the Suncorp Group. From time to time we may provide you with information about our products and services. If you do not wish to receive any further information from us you can let us know by contacting us on 1800 196 724.