Funeral Insurance

Help protect your family from unexpected expenses

Funeral Plan Insurance

10% Cash Back every 3 years

What's in it for you?

We understand it’s important to put your family first. So at GIO, we’ve made it easier for you to put a solid plan in place that will help protect your loved ones.

  • Quick access to money
  • A lump sum payout up to $30,000 for the stepped premium option
  • Quick and simple to apply



 

Download PDS   Get a quote
 


Funeral Insurance Features

  • NEW Early Payment Benefit
    Unlike many other Australian funeral insurance providers, if you take out our Funeral Insurance and are diagnosed terminally ill after 12 months of cover, we’ll pay your sum insured early.
  • NEW Value Promise
    When your beneficiaries make a claim, they will receive either the amount insured or the amount paid in premiums over the life of the policy – whichever is greater.
  • A lump sum payout up to $30,000
    Insured amounts from $5,000 to $30,000 offering a lump sum payout that could help cover funeral costs and other final expenses.
  • Quick access to money
    Payment usually occurs within 24 hours. This could allow your family to better deal with the potential financial stress of your funeral.
  • Quick and simple to apply
    You don’t have to worry about medical tests and it only takes a few minutes to apply.
  • Acceptance age range of 45-75
    If you are aged between 45 and 75, you are assured acceptance. You can also enjoy guaranteed renewal for life.
  • 10% cash back every 3 years
    We'll give you 10% of your premiums back every 3 years that you are covered, for the life of your cover.
  • 20% family discount
    If you and your partner both sign up for policies, you can enjoy a 20% family discount.
  • Premium free after age 85
    You will not pay any premiums after you turn 85, your cover will continue at no cost to you.

Why Choose GIO

When you choose funeral insurance, flexibility and choice are incredibly important. We understand that – which is why we offer even more flexibility and choice in both our payment and cover options. One example of this is our option of stepped and level premiums. If you choose stepped premiums on your Funeral Insurance, your premiums will be calculated on your age each year. This means that they start off smaller and gradually increase over time. If you choose level premiums, your premium will be based on your age at the time of application. This means that they will start out higher but will not increase each year as you get older.

It’s also worth remembering that if you die as the result of an accident during the first 12 months of the policy, your loved ones could still receive a payout – or if you die as a result of sickness or suicide within that same period, we will refund all premiums paid only. After the first 12 months is up, any cause of death is covered.


Is GIO Funeral Insurance right for you?

When you take out Funeral Insurance with GIO, you not only benefit from the range of features mentioned above, you can also enjoy peace of mind that your loved ones will not carry the financial burden of your funeral.

Application is simple and takes just minutes – with no complicated paperwork or medical tests to worry about.

Download PDS   Get a quote


 

For more information
See our frequently asked questions
Download combined Product Disclosure Statement and Policy Document
Download Product Disclosure Statement (for policies purchased 2011 to 19 October 2014)
Download Financial Services Guide
Download Direct Debit Request Form
Download Nominated Beneficiary Form
Download SFS FSG
 

The information in this communication is current at October 2014 and may be subject to change from time to time without notice. Funeral insurance is not a savings product and premiums increase with age. It is also possible that the total premium you pay under your policy may be greater than the benefit amount. GIO Funeral Insurance is issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530, AFSL 229 880 (SLSL) under the GIO brand and is distributed by Suncorp Financial Services Pty Ltd ABN 50 010 844 621 (“SFS”), AFSL 229885. You should consider the Product Disclosure Statement (PDS) for the GIO Funeral Insurance product before making any decisions about whether to acquire this product. The PDS is available here. Information provided in this communication in relation to the GIO Funeral Insurance is general advice only. It has been prepared without taking into account your personal financial objectives, situation or needs. You should consider obtaining independent financial advice before making a decision about acquiring this product. AAI Limited ABN 48 005 297 807 (AAI) trading as GIO does not provide any financial product advice in relation to GIO Funeral Insurance. SLSL and AAI are subsidiaries of Suncorp Group Limited ABN 66 145 290 124 (Suncorp Group). The obligations of SLSL and AAI are not guaranteed by each other, or any other company in the Suncorp Group. From time to time we may provide you with information about our products and services. If you do not wish to receive any further information from us you can let us know by contacting us on 1800 203 639.