Accidental Injury Plan Insurance

Protection against unexpected accidents

Accidental Injury Insurance

10% Cash Back every 3 years

What's in it for you?

  • No complicated forms or medical tests to apply
  • Cover for accidents anytime, anywhere starting
    from as little as $4.38 a week2
  • A lump sum payment of up to $100,0001
  • 24-hour worldwide cover, 365 days a year
  • Guaranteed acceptance3
  • Flexible payment options – fortnightly, monthly or annually
 

Download PDS   Get a quote
 


Accidental Injury Plan Packages

There are two packages to choose from, Standard and Plus, which represent good value for money with cover starting from $4.38 a week2. The table below shows the type of payouts you could receive.

Type of Injury

Payout

Standard Package Plus Package
Loss of limbs or sight $50,000 $100,000
Single loss of limb or eye $25,000 $50,000
Severe burns to more than 20% of body surface or 50% of face $12,500 $25,000
Severe burns to at least 4% but less than 20% of body surface $7,500 $15,000
Severe burns of hands to at least 50% of either hand surface $4,000 $8,000

Fractures

   
hip; pelvis (excluding sacrum);  thigh shaft $10,000 $20,000
skull (excluding bones of the face or nose). $7,500 $15,000
lower leg (excluding foot); kneecap;  ankle; or vertebrae $5,000 $10,000
arm (including elbow, excluding wrist);;  sternum $4,000 $8,000
wrist; hand (excluding thumbs and fingers); foot (including heel excluding toes); shoulder blade; collar bone;  jaw (excluding cheekbone) $1,500 $3,000
rib or ribs; cheekbone; eye socket; coccyx; sacrum;  nose $500 $1,000

Dislocations

   
hip $7,500 $15,000
knee; ankle; wrist; elbow $1,500 $3,000
shoulder $500 $1,000

Is this insurance right for you

Because accidents happen when you least expect them – wouldn’t it be reassuring to think that you could afford to take a break to recuperate, or hire someone to help around the house if something were to happen to you?

Well, you can rest assured that whatever may be waiting around the corner, the GIO Accidental Injury Plan could provide a lump sum payment of up to $100,0001 – in cases of serious injury – to help with any financial inconvenience, and get you back on track before you know it.


Download PDS   Get a quote
 

 

Other Accidental Injury Plan Policy Documents
Download Policy Document
Download Financial Services Guide
Download Direct Debit Request Form
Download Nominated Beneficiary Form
Download SFS FSG

Finer Details

  1. The amount of benefit payable for an injury will depend on certain factors including type of injury sustained and the package chosen. GIO Accidental Injury Plan does not cover all possible injuries. The amount and payment of any benefit is subject to the terms and conditions which apply to GIO Accidental Injury Plan, including any exclusions.
  2. This premium is indicative only and is based on a person aged between 18–65 years who has chosen the Standard package. The premium you pay may differ and will depend on your particular circumstances and which package you choose.
  3. Acceptance is guaranteed if the person applying for GIO Accidental Injury Plan is an Australian permanent resident aged 18–75 (inclusive), has received the GIO Accidental Injury Plan Product Disclosure Statement (PDS) in Australia and has provided their correct payment details.
  4. This means you will be eligible to receive, every 3 years, a refund of 10% of premiums paid under a GIO Accidental Injury Plan in the previous 3 years as long as you have not received any claim payments, and subject to any relevant terms that apply to your policy. No interest will be paid on the refunded amount.

The information in this communication is current at July 2013 and may be subject to change from time to time without notice. GIO Accidental Injury Plan Insurance is issued by Suncorp Life & Superannuation Limited ABN 87 073 979 530, AFSL 229 880 (SLSL) under the GIO brand and is distributed by Suncorp Financial Services Pty Ltd ABN 50 010 844 621 (“SFS”), AFSL 229885. You should consider the Product Disclosure Statement (PDS) for the GIO Accidental Injury Plan Insurance product before making any decisions about whether to acquire this product. The PDS is available here. Information provided in this communication in relation to the GIO Accidental Injury Plan Insurance is general advice only. It has been prepared without taking into account your personal financial objectives, situation or needs. AAI Limited ABN 48 005 297 807 (AAI) trading as GIO does not provide any financial product advice in relation to GIO Accidental Injury Plan Insurance. SLSL and AAI are subsidiaries of Suncorp Group Limited ABN 66 145 290 124 (Suncorp Group). The obligations of SLSL and AAI are not guaranteed by each other, or any other company in the Suncorp Group. From time to time we may provide you with information about our products and services. If you do not wish to receive any further information from us you can let us know by contacting us on 1800 203 639.