Product Disclosure Statements (PDS) and Policy Wordings


Please select the relevant Product Disclosure Statements or Premiums, Excesses, Discounts and Claim Payments guide to view or download.

Personal Insurance Type

PDS or Policy Wordings

Premium, Excesses, Discounts & Claim Payments Guide

Car Insurance Car Insurance PDS
Effective for policies purchased on or after 3rd September, 2013 or renewing on or after the 13th October 2013.
Car Insurance PED Guide
This guide is relevant to you if your policy has a commencement date on or after 3rd September, 2013 or renewal effective date on or after 13th October 2013.
CTP Insurance NSW CTP Insurance Driver Cover Plus Document  
Home & Contents Insurance Home & Contents Insurance PDS
Effective for policies purchased on or after 3rd September, 2013 or renewing on or after the 13th October 2013.
Home & Contents Insurance
PED Guide
This guide is relevant to you if your policy has a commencement date on or after 3rd September, 2013 or renewal effective date on or after 13th October 2013.
Landlord Insurance Landlord Insurance PDS
Effective for policies purchased on or after 3rd September, 2013 or renewing on or after the 13th October 2013.
Landlord Insurance PED Guide
This guide is relevant to you if your policy has a commencement date on or after 3rd September, 2013 or renewal effective date on or after 13th October 2013.
Strata Insurance Strata Insurance PDS
Effective for policies purchased on or after 3rd September, 2013 or renewing on or after the 13th October 2013.
Strata Insurance PED Guide
This guide is relevant to you if your policy has a commencement date on or after 3rd September, 2013 or renewal effective date on or after 13th October 2013.
Boat Insurance Boat Insurance PDS
Effective for policies purchased on or after 3rd September, 2013 or renewing on or after the 13th October 2013.

Boat Insurance PED Guide

This guide is relevant to you if your policy has a commencement date on or after 1 July, 2014 or renewal effective date on or after 28 July, 2014.
 

Boat Insurance PED Guide

This guide is relevant for policies that commenced between 3 September, 2013 and 30 June, 2014 or if your policy was due for renewal between 13 October, 2013 and 27 July, 2014.
Caravan Insurance Caravan Insurance PDS
Effective for policies purchased on or after 3rd September, 2013 or renewing on or after the 13th October 2013.

Caravan Insurance PED Guide

This guide is relevant to you if your policy has a commencement date on or after 1 July, 2014 or renewal effective date on or after 28 July, 2014.
 

Caravan Insurance PED Guide

This guide is relevant for policies that commenced between 3 September, 2013 and 30 June, 2014 or if your policy was due for renewal between 13 October, 2013 and 27 July, 2014.
Motorcycle Insurance Motorcycle Insurance PDS
Effective for policies purchased on or after 3rd September, 2013 or renewing on or after the 13th October 2013.

Motorcycle Insurance PED Guide

This guide is relevant to you if your policy has a commencement date on or after 1 July, 2014 or renewal effective date on or after 28 July, 2014.
 

Motorcycle Insurance PED Guide

This guide is relevant for policies that commenced between 3 September, 2013 and 30 June, 2014 or if your policy was due for renewal between 13 October, 2013 and 27 July, 2014.
Holiday Travel Insurance

 Holiday Travel PDS

 Holiday Travel SPDS
(Effective from 31 January 2014)

 Holiday Travel SPDS
For policies commencing
01 July 2013 to 30 Jan 2014

 Holiday Travel SPDS
For policies commencing
01 October 2012 to 30 June 2013

Holiday Travel Insurance PED Guide
Premium and Excess Guide – for policies from 7th July 2014
Annual Multi-Trip Travel Insurance

 Annual Travel PDS

Annual Travel SPDS
(Effective from 31 January 2014)

 Annual Travel SPDS
For policies commencing
01 July 2013 to 30 Jan 2014

 Annual Travel SPDS
For policies commencing
01 October 2012 to 30 June 2013

Annual Multi-Trip Travel Insurance
PED Guide
For policies renewing or commencing on or after 7th
July 2014
Policies purchased prior to the 3rd September 2013 or renewed prior to the 13th October 2013
Motor Vehicle Insurance
Includes cars, motor cycles and caravans
Motor PDS

Motor SPDS
(Effective from 2 May 2013)
GIO Motor Vehicle Insurance
PED Guide
For policies commencing or renewing on or after 1 July 2013.

Previous Versions

Motor Guide
For policies commencing or renewing on or after 17 January 2013 to 30 June 2013

Motor Guide
For policies commencing or renewing on or after 1 May 2012 to 16 January 2013
Classic Home & Contents Classic PDS

Classic SPDS
(For policies commencing or renewing 12 November 2012 to 30 June 2013)

Classic SPDS
(Effective from 2 May 2013)
Classic Guide
For policies commencing or renewing on or after 1 July 2013

Previous Versions

Classic Guide
For policies commencing or renewing from 14 December 2011 to 30 June 2013
55UP Home & Contents 55UP PDS

55UP SPDS
(For policies commencing or renewing 12 November 2012 to 30 June 2013)

55UP SPDS
(Effective from 2 May 2013)
55UP Guide
For policies commencing or renewing on or after 1 July 2013

Previous Versions

55UP Guide
For policies commencing or renewing on or after 14 December 2011 to 30 June 2013
Platinum Home & Contents Platinum PDS

Platinum SPDS
(For policies commencing or renewing 12 November 2012 to 30 June 2013)

Platinum SPDS
(Effective from 2 May 2013)
Platinum Guide
For policies commencing or renewing on or after 1 July 2013


Previous Versions

Platinum Guide

For policies commencing or renewing from 14 December 2011 to 30 June 2013
Investor Home & Contents Investor PDS

 Investor SPDS
(For policies commencing or renewing 12 November 2012 to 30 June 2013)

Investor SPDS
(Effective from 2 May 2013)
Investor Guide
For policies commencing or renewing on or after 1 July 2013

Previous Versions

Investor Guide
For policies commencing or renewing from 17 September 2010 to 30 June 2013
Top Strata Residential Top Strata PDS

Top Strata SPDS
(For policies commencing or renewing 12 November 2012 to 30 June 2013)

Top Strata SPDS
(Effective from 2 May 2013)
Top Strata Guide
For policies commencing or renewing on or after 1 July 2013

Previous Versions

 Top Strata Guide
For policies commencing or renewing from 17 September 2010 to 30 June 2013
Boat Insurance Boat PDS

Boat SPDS
(Effective from 2 May 2013)
Boat Guide
For policies commencing or renewing on or after 1 July 2013

Previous Versions

Boat Guide
For policies commencing or renewing on or after 25 April 2011 to 30 June 2013


 

Business Insurance Type

PDS or Policy Wordings

Links to further information

Business Insurance PDS

SPDS
(Effective from 5 March 2014)
Further information
Business Insurance for Professionals

PDS

SPDS
(Effective from 5 March 2014)

Further information
Professional Indemnity Policy Wordings Further information
Trade Insurance

PDS

SPDS
(Effective from 5 March 2014)

Further information
Commercial Motor Vehicle PDS

SPDS
(Effective from 5 March 2014)
Further information
Motor Fleet PDS Further information
Public Liability Insurance Policy Wordings Further information
Not for Profit Organisation Insurance Policy Wordings Further information
 

Insurance Type

PDS and Policy Documents

Links for further information

Life Protect - Life Insurance

PDS

 

Policy Document
Life Protect Product Information
Funeral Plan – Funeral Insurance PDS

 

Policy Document
Funeral Plan Product Information
Accidental Injury Plan – Accidental Injury Insurance PDS

 

Policy Document
Accidental Injury Plan Product Information
Accidental Death Plan – Accidental Death Insurance PDS

 

Policy Document
Accidental Death Plan Product Information
Bill Protect   Combined PDS and Policy Document  Bill Protect Product Information
 

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