Product Disclosure Statements (PDS) and Policy Wordings


Please select the relevant Key Fact Sheet, Product Disclosure Statements or Premiums, Excesses, Discounts and Claim Payments guide to view or download.

Personal Insurance Type

PDS or Policy Wordings

Premium, Excesses, Discounts & Claim Payments Guide

Car Insurance Car Insurance PDS
Effective for policies purchased
on or after 3rd September, 2013
or renewing on or after the 13th October, 2013.
 
Car Insurance SPDS
Effective for policies purchased
on or after 13th October 2014 or renewing on or after 10th
November 2014.
Car Insurance PED Guide
This guide is relevant to you if your policy has a commencement date
on or after 13th October, 2014 or
renewal effective date on or after
10th November, 2014.

Car Insurance PED Guide
This guide is relevant to you if your policy has a commencement date
on or after 3rd September, 2013 or renewal effective date on or after
13th October, 2013.
CTP Insurance NSW CTP Insurance Driver Cover Plus Document  
Home & Contents Insurance Home & Contents Insurance PDS
Effective for policies purchased
on or after 3rd September, 2013
or renewing on or after the 13th October, 2013.

Home & Contents Insurance SPDS
Effective for policies purchased
on or after 13th October 2014 or renewing on or after 10th
November 2014.

Key Fact Sheet - Home Building

 Key Fact Sheet - Home Contents
Home & Contents Insurance
PED Guide
This guide is relevant to you if your policy has a commencement date
on or after 3rd September, 2013 or renewal effective date on or after
13th October, 2013.
Landlord Insurance Landlord Insurance PDS
Effective for policies purchased
on or after 3rd September, 2013
or renewing on or after the 13th October, 2013.

Landlord Insurance SPDS
Effective for policies purchased
on or after 13th October 2014 or renewing on or after 10th
November 2014.
Landlord Insurance PED Guide
This guide is relevant to you if your policy has a commencement date
on or after 3rd September, 2013 or renewal effective date on or after
13th October, 2013.
Strata Insurance Strata Insurance PDS
Effective for policies purchased
on or after 3rd September, 2013
or renewing on or after the 13th October, 2013.

Strata Insurance SPDS
Effective for policies purchased
on or after 13th October 2014 or renewing on or after 10th
November 2014.
Strata Insurance PED Guide
This guide is relevant to you if your policy has a commencement date
on or after 3rd September, 2013 or renewal effective date on or after
13th October, 2013.
Boat Insurance Boat Insurance PDS
Effective for policies purchased
on or after 3rd September, 2013
or renewing on or after the 13th October, 2013.

Boat Insurance SPDS
Effective for policies purchased
on or after 13th October 2014 or renewing on or after 10th
November 2014.
Boat Insurance PED Guide
This guide is relevant to you if your policy has a commencement date
on or after 1 July, 2014 or renewal effective date on or after
28 July, 2014.
 
Boat Insurance PED Guide
This guide is relevant for policies
that commenced between 3rd September, 2013 and 30 June, 2014 or if your policy was due for renewal between 13 October, 2013 and
27th July, 2014.
Caravan Insurance Caravan Insurance PDS
Effective for policies purchased
on or after 3rd September, 2013
or renewing on or after the 13th October, 2013.

Caravan Insurance SPDS
Effective for policies purchased
on or after 13th October 2014 or renewing on or after 10th
November 2014.
Caravan Insurance PED Guide
This guide is relevant to you if your policy has a commencement date
on or after 1 July, 2014 or renewal effective date on or after
28 July, 2014.

Caravan Insurance PED Guide
This guide is relevant for policies
that commenced between 3rd September, 2013 and 30th June, 2014 or if your policy was due for renewal between 13 October, 2013 and 27 July, 2014.
Motorcycle Insurance Motorcycle Insurance PDS
Effective for policies purchased
on or after 3rd September, 2013
or renewing on or after the 13th October, 2013.

Motorcycle Insurance SPDS
Effective for policies purchased
on or after 13th October 2014 or renewing on or after 10th
November 2014.
Motorcycle Insurance PED Guide
This guide is relevant to you if your policy has a commencement date on or after 1st July, 2014 or renewal effective date on or after
28 July, 2014.
 
Motorcycle Insurance PED Guide
This guide is relevant for policies
that commenced between 3rd September, 2013 and 30th June, 2014 or if your policy was due for renewal between 13 October, 2013 and 27 July, 2014.
Holiday Travel Insurance

 Holiday Travel PDS

 Holiday Travel SPDS
For policies commencing on or after 01 October, 2014.

 Holiday Travel SPDS
(Effective from 31 January, 2014)

 Holiday Travel SPDS
For policies commencing
01 July, 2013 to 30 January, 2014.

 Holiday Travel SPDS
For policies commencing
01 October, 2012 to 30 June, 2013.

Holiday Travel Insurance PED Guide
Premium and Excess Guide – for policies from 7th July, 2014.
Annual Multi-Trip Travel Insurance

 Annual Travel PDS

Annual Travel SPDS
For policies commencing on or after 01 October, 2014 or renewing on or after 01 November, 2014.

Annual Travel SPDS
(Effective from 31 January, 2014)

 Annual Travel SPDS
For policies commencing
01 July, 2013 to 30 January, 2014.
 

 Annual Travel SPDS
For policies commencing
01 October, 2012 to 30 June, 2013.

Annual Multi-Trip Travel Insurance
PED Guide
For policies renewing or commencing on or after 7th
July, 2014.
Policies purchased prior to the 3rd September 2013 or renewed prior to the 13th October 2013
Motor Vehicle Insurance
Includes cars, motor cycles and caravans
Motor PDS

Motor SPDS
(Effective from 2 May, 2013)
GIO Motor Vehicle Insurance
PED Guide
For policies commencing or renewing on or after 1 July, 2013.

Previous Versions

Motor Guide
For policies commencing or renewing on or after 17 January, 2013 to 30 June, 2013.

Motor Guide
For policies commencing or renewing on or after 1 May, 2012 to 16 January, 2013.
Classic Home & Contents Classic PDS

Classic SPDS
(For policies commencing or renewing 12 November, 2012 to 30 June, 2013)

Classic SPDS
(Effective from 2 May, 2013)
Classic Guide
For policies commencing or renewing on or after 1 July, 2013.

Previous Versions

Classic Guide
For policies commencing or renewing from 14 December, 2011 to 30 June, 2013.
55UP Home & Contents 55UP PDS

55UP SPDS
(For policies commencing or renewing 12 November, 2012 to 30 June, 2013)

55UP SPDS
(Effective from 2 May, 2013)
55UP Guide
For policies commencing or renewing on or after 1 July, 2013.

Previous Versions

55UP Guide
For policies commencing or renewing on or after 14 December, 2011 to 30 June, 2013.
Platinum Home & Contents Platinum PDS

Platinum SPDS
(For policies commencing or renewing 12 November, 2012 to 30 June, 2013)

Platinum SPDS
(Effective from 2 May, 2013)
Platinum Guide
For policies commencing or renewing on or after 1 July, 2013.


Previous Versions

Platinum Guide

For policies commencing or renewing from 14 December, 2011. to 30 June, 2013.
Investor Home & Contents Investor PDS

 Investor SPDS
(For policies commencing or renewing 12 November, 2012 to 30 June, 2013)

Investor SPDS
(Effective from 2 May, 2013)
Investor Guide
For policies commencing or renewing on or after 1 July, 2013.

Previous Versions

Investor Guide
For policies commencing or renewing from 17 September, 2010 to 30 June, 2013.
Top Strata Residential Top Strata PDS

Top Strata SPDS
(For policies commencing or renewing 12 November, 2012 to 30 June, 2013)

Top Strata SPDS
(Effective from 2 May, 2013)
Top Strata Guide
For policies commencing or renewing on or after 1 July, 2013.

Previous Versions

 Top Strata Guide
For policies commencing or renewing from 17 September, 2010 to 30 June, 2013.
Boat Insurance Boat PDS

Boat SPDS
(Effective from 2 May, 2013)
Boat Guide
For policies commencing or renewing on or after 1 July, 2013.

Previous Versions

Boat Guide
For policies commencing or renewing on or after 25 April, 2011 to 30 June, 2013.


 

Business Insurance Type

PDS or Policy Wordings

Links to further information

Business Insurance PDS

SPDS
(Effective from 5 March, 2014)
Further information
Business Insurance for Professionals

PDS

SPDS
(Effective from 5 March, 2014)

Further information
Professional Indemnity Policy Wordings Further information
Trade Insurance

PDS

SPDS
(Effective from 5 March, 2014)

Further information
Commercial Motor Vehicle PDS

SPDS
(Effective from 5 March, 2014)
Further information
Motor Fleet PDS Further information
Public Liability Insurance Policy Wordings Further information
Not for Profit Organisation Insurance Policy Wordings Further information
 

Insurance Type

PDS and Policy Documents

Links for further information

Life Protect - Life Insurance

PDS

 

Policy Document
Life Protect Product Information
Funeral Insurance

Funeral Plan
Combined PDS and Policy Document (Effective from 20 October, 2014)
PDS
Funeral Insurance Product Information
Accidental Injury Plan – Accidental Injury Insurance PDS

 

Policy Document
Accidental Injury Plan Product Information
Accidental Death Plan – Accidental Death Insurance PDS

 

Policy Document
Accidental Death Plan Product Information
Bill Protect   Combined PDS and Policy Document  Bill Protect Product Information
 

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