From paying exploration costs to find the source of a leaky pipe, to protecting against accidental damage, GIO has it covered with our Top Strata Insurance. Designed for residential buildings under a strata, group, body corporate or community title, it provides protection for the building and its common contents (if you choose this cover).
Top Strata Insurance provides:
|Emergency repairs||We will cover the cost of having to do emergency repairs to your Building and Common Contents if an insured incident causes loss or damage. The most we will pay for emergency repairs is $1,000.|
Exploration costs to find the
source of water leaks
We will cover the reasonable cost of searching for the unknown source of leaks in pipes and water containers but only if the leaking liquid is causing permanent damage to your building or Common Contents.
|Embezzlement of funds||Fraudulent embezzlement or theft of your funds by office bearers or your employees (limits apply).|
Removal of debris and extra
|When your Building is damaged by an insured incident, we will pay the reasonable and necessary costs to remove debris, demolish the damaged parts, and secure your Building. We will also store Common Contents while your building is being repaired, and dispose of damaged Common Contents.|
Lawns, garden areas, trees,
shrubs and plants on
|You will be covered up to $500 for theft, accidental loss or damage.|
|Replacement of locks||If keys or key codes are stolen, we will pay up to $1000 to replace them.|
|Voluntary workers cover||We will cover voluntary workers for injury or death for agreed work that they are performing on the property.|
Pick and choose from GIO's optional covers. Depending on your circumstances,
you may be able to include:
GIO is committed to giving you the best deal for your Top Strata Insurance.
Find out full details here
Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please read and consider the relevant Product Disclosure Statement for Top Strata Residential Insurance before you make any decisions about this product