What's in it for you?
Our highest level of home insurance is designed to protect your most valuable assets.
Platinum Home & Contents Insurance is available if you have a home insured for $500,000+ or contents insured for $120,000+. We have created this top level of home insurance to give you peace of mind that your assets are protected.
In addition to standard home insurance features, you get
Higher limits on valuables such as jewellery,
silverware, paintings, artworks and collectibles
Automatic protection for your possessions even when
you’re away from home in Australia and New Zealand
for up to 6 months
Cover for mishaps and accidents that damage your
home or its contents
It’s our highest level of protection for your home and valuable assets.
Automatic flood cover for rain, flash floods, storms, rising
rivers and flooding from faulty household items and pipes1
Up to 30% extra protection – if the costs to rebuild your
damaged home exceeds your sum insured – with our
Safety Net Home Protection
New for old replacement, regardless of the age of your
home or contents
Up to 12 months temporary accommodation costs if your
home is damaged and unliveable
Lifetime guarantee on repairs that we authorise
Choice of one annual payment or Pay by the Month (fee applies)
24 hour claims service
Up to $20 million legal liability cover
1Actions or movement of the sea, high tides and leaks from showers are not covered.
Pick and choose from GIO's optional extras. Depending on your circumstances, you may be able to get cover for:
Injury to pet dogs and cats up to $2,000
Mortgagee’s interest for a strata unit
Domestic Workers Compensation for ACT and WA customers
Ways to save
GIO is committed to giving you the best deal for your Platinum Home & Contents Insurance. We offer a great range of discounts and ways to save, such as:
A 10% discount if you get a quote and buy online
A15% discount when you combine home and contents
onto one policy
A 10% discount for being 55 years of age or over
Seniors Card holders get an additional 6% discount
Installing extra security may reduce your premium
Reduce your premium by increasing your excess
Get 5% Multi-policy discount if you hold 3 or more eligible
policies with GIO.
Find out full details here
Discounts are not applied to the Domestic Workers Compensation optional cover.
Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please read and consider the relevant Product Disclosure Statement for Platinum Home & Contents Insurance before you make any decisions about this product.