Platinum Home & Contents Insurance

What's in it for you?

Our highest level of home insurance is designed to protect your most valuable assets.

Platinum Home & Contents Insurance is available if you have a home insured for $500,000+ or contents insured for $120,000+. We have created this top level of home insurance to give you peace of mind that your assets are protected.
 
In addition to standard home insurance features, you get

• Higher limits on valuables such as jewellery,
  silverware, paintings, artworks and collectibles
• Automatic protection for your possessions even when
  you’re away from home in Australia and New Zealand
  for up to 6 months
• Cover for mishaps and accidents that damage your
  home or its contents

It’s our highest level of protection for your home and valuable assets.
 

Download policy document   Get a quote

Added benefits

• Automatic flood cover for rain, flash floods, storms, rising
  rivers and flooding from faulty household items and pipes¹
• Up to 30% extra protection – if the costs to rebuild your
  damaged home exceeds your sum insured – with our
  Safety Net Home Protection
• New for old replacement, regardless of the age of your
  home or contents
• Up to 12 months temporary accommodation costs if your
  home is damaged and unliveable
• Lifetime guarantee on repairs that we authorise
• Choice of one annual payment or Pay by the Month (fee applies)
• 24 hour claims service
• Up to $20 million legal liability cover

¹Actions or movement of the sea, high tides and leaks from showers are not covered.
 

Optional extras

Pick and choose from GIO's optional extras. Depending on your circumstances, you may be able to get cover for:

• Injury to pet dogs and cats up to $2,000
• Mortgagee’s interest for a strata unit
• Domestic Workers Compensation for ACT and WA customers

Ways to save

GIO is committed to giving you the best deal for your Platinum Home & Contents Insurance. We offer a great range of discounts and ways to save, such as:

• A 10% discount if you get a quote and buy online
• A15% discount when you combine home and contents
  onto one policy
• A 10% discount for being  55 years of age or over
• Seniors Card holders get an additional 6% discount
• Installing extra security may reduce your premium
• Reduce your premium by increasing your excess
• Get 5% Multi-policy discount if you hold 3 or more eligible
  policies with GIO. 

Find out full details here
 

Discounts are not applied to the Domestic Workers Compensation optional cover.

 
Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please read and consider the relevant Product Disclosure Statement for Platinum Home & Contents Insurance before you make any decisions about this product.