What's in it for you?
Buying an investment property is a big financial step, and it’s important to protect it.
GIO makes it easy with our Investor Home & Contents Insurance, designed to give property investors and landlords peace of mind that their asset and rental income is better protected.
Our landlord insurance provides:
Rental income protection if your tenant defaults on their
rent or the home is damaged (Limits and conditions
apply to this cover. Please see the PDS for Investor Home & Contents)
Cover for malicious damage and theft by tenants
Automatic flood cover for rain, flash floods, storms,
rising rivers and flooding from faulty household items
Up to 25% extra protection – if the costs to rebuild your
damaged home exceeds your sum insured – with our
Safety Net Home Protection
It’s how we help you secure your financial future.
1Actions or movement of the sea, high tides and leaks from showers are not covered.
New for old replacement, regardless of the age of the house
or its contents
Lifetime guarantee on repairs that we authorise
Choice of one annual payment or Pay by the Month (fee applies)
24 hour claims service
Up to $20 million legal liability cover
Pick and choose from GIO's optional extras. Depending on your circumstances, you may be able to get cover for:
Accidental damage to your home or contents
Mortgagee’s interest for a strata unit
Ways to save
GIO is committed to giving you the best deal for your landlord insurance. We offer a great range of discounts, such as:
Get a 10% discount if you get a quote and buy online
Get a 15% discount when you combine home and contents
onto one policy
Installing extra security may reduce your premium
Reduce your premium by increasing your excess
Get 5% off your premium if you hold 3 or more policies
Find out full details here
Is this insurance right for you?
If this investor insurance doesn’t meet your needs, check out our PDS for Top Strata Residential Insurance.
Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please read and consider the relevant Product Disclosure Statement for Investor Home & Contents Insurance before you make any decisions about this product.