Investor Home & Contents Insurance

What's in it for you?

Buying an investment property is a big financial step, and it’s important to protect it.
 
GIO makes it easy with our Investor Home & Contents Insurance, designed to give property investors and landlords peace of mind that their asset and rental income is better protected.

Our landlord insurance provides:
 

• Rental income protection if your tenant defaults on their
  rent or the home is damaged (Limits and conditions
  apply to this cover. Please see the PDS for Investor Home & Contents)
• Cover for malicious damage and theft by tenants
• Automatic flood cover for rain, flash floods, storms,
  rising rivers and flooding from faulty household items
  and pipes¹
• Up to 25% extra protection – if the costs to rebuild your
  damaged home exceeds your sum insured – with our
  Safety Net Home Protection

It’s how we help you secure your financial future.
 
¹Actions or movement of the sea, high tides and leaks from showers are not covered.
 

Added benefits

• New for old replacement, regardless of the age of the house
  or its contents
• Lifetime guarantee on repairs that we authorise
• Choice of one annual payment or Pay by the Month (fee applies)
• 24 hour claims service
• Up to $20 million legal liability cover

Optional covers

Pick and choose from GIO's optional extras. Depending on your circumstances, you may be able to get cover for:

• Accidental damage to your home or contents
• Motor burnout
• Mortgagee’s interest for a strata unit

Ways to save

GIO is committed to giving you the best deal for your landlord insurance. We offer a great range of discounts, such as:

• Get a 10% discount if you get a quote and buy online
• Get a 15% discount when you combine home and contents
  onto one policy
• Installing extra security may reduce your premium
• Reduce your premium by increasing your excess
• Get 5% off your premium if you hold 3 or more policies
  with GIO.

Find out full details here
 

 
Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please read and consider the relevant Product Disclosure Statement for Investor Home & Contents Insurance before you make any decisions about this product.