Landlord Insurance

Help protect your property investment

Investor Home and Contents



Buying an investment property is a big financial step, and it’s important to protect it.
GIO makes it easy with our Landlord Insurance, designed to give property investors and landlords peace of mind that their asset and rental income is better protected.

Our landlord insurance provides:

  • Rental income protection if your tenant defaults on
    their rent limits and conditions apply to this cover).
     Please read the PDS for Landlord Insurance.
  • Cover for loss or damage as a result of storm, flood1,
    fire, vandalism and malicious damage by tenants or
    their guests, theft by tenants or their guests.
    For a full list, read the PDS.
  • Added protection to include contents on common
    property (up to $1,000), such as damage to gardens
    and plants, and damage to the home/contents 
    from physical injury or incident.
  • Up to 25% extra protection – if the costs to rebuild your
    damaged home exceed your sum insured – with our 
    Safety Net Home Protection.


Get a quote    


1Actions or movement of the sea, high tides and leaks from showers are not covered.

Added benefits

GIO's Landlord Insurance also provides added benefits such as:

  • New for old replacement, regardless of the age of the house
    or its contents
  • Lifetime guarantee on repairs that we authorise and arrange
  • Choice of one annual payment or Pay by the Month
    (it costs more to pay by the month)
  • 24 hour claims service
  • Up to $20 million legal liability cover

Optional covers

Pick and choose from GIO's optional extras. Depending on your circumstances, you may be able to get cover for:

  • Accidental loss or damage at home
  • Motor burnout cover
  • Strata title mortgage protection

Ways to save

GIO is committed to giving you the best deal on our landlord insurance. We offer a great range of discounts, such as:

  • Get a 10% discount if you get a quote and buy online.
  • Installing extra security may reduce your premium.
  • Reduce your premium by increasing your excess.
  • A 10% multi-policy discount if you hold 3 or more eligible policies with GIO.
    Find out more.

Find out full details here. 

Insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO. Please read the Landlord Insurance Product Disclosure Statement before making any decision regarding this product. Contact us for a copy.