Classic Home & Contents Insurance

What's in it for you?

GIO home insurance is designed to protect your greatest asset.

It gives you peace of mind that you have cover for major events such as storm, fire, theft and much more. We will help you repair or replace your home and contents so that you’re back on your feet as soon as possible. 

Classic Home & Contents Insurance provides:

• Automatic flood cover for rain, flash floods, storms,
  rising rivers and flooding from faulty household items
  and pipes¹
• Up to 25% extra protection – if the costs to rebuild your
  damaged home exceeds your sum insured – with our
  Safety Net Home Protection
• New for old replacement, regardless of the age of your
  home or contents

It’s our way of giving you the best protection.

¹ Actions or movement of the sea, high tides and leaks from showers are not covered.
 

Download policy document   Get a quote

Added benefits

• Up to 12 months temporary accommodation costs if your
  home is damaged and unliveable
• Lifetime guarantee on repairs that we authorise
• Choice of one annual payment or Pay by the Month
• 24 hour claims service
• $20 million legal liability cover
• When you’re on holidays, you’ll have cover for your contents
  in places like hotels or holiday houses anywhere in Australia
  up to120 days.

Optional covers

Pick and choose from GIO's optional covers. Depending on your circumstances, you may be able to get cover for:

• Accidental damage to your home or contents
• Motor burnout
• Portable contents cover away from home anywhere in Australia
  or New Zealand
• Injury to pet dogs and cats up to $500
• Mortgagee’s interest for a strata unit
• Domestic Workers Compensation for ACT and WA customers

Ways to save

GIO is committed to giving you the best deal for your Classic Home & Contents Insurance. We offer a great range of discounts and ways to save, such as:

• A 10% discount if you get a quote and buy online
• A 15% discount when you combine your home and its contents
  onto one policy
• Installing extra security may reduce your premium
• Reduce your premium by increasing your excess
• A 5% Multi-policy discount if you hold 3 or eligible
  more policies with GIO. 

Find out full details here

Discounts are not applied to the Domestic Workers Compensation optional cover.
 

Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please read and consider the relevant Product Disclosure Statement for Classic Home & Contents Insurance before you make any decisions about this product