What's in it for you?
GIO home insurance is designed to protect your greatest asset.
It gives you peace of mind that you have cover for major events such as storm, fire, theft and much more. We will help you repair or replace your home and contents so that you’re back on your feet as soon as possible.
Classic Home & Contents Insurance provides:
Automatic flood cover for rain, flash floods, storms,
rising rivers and flooding from faulty household items
Up to 25% extra protection – if the costs to rebuild your
damaged home exceeds your sum insured – with our
Safety Net Home Protection
New for old replacement, regardless of the age of your
home or contents
It’s our way of giving you the best protection.
1 Actions or movement of the sea, high tides and leaks from showers are not covered.
Up to 12 months temporary accommodation costs if your
home is damaged and unliveable
Lifetime guarantee on repairs that we authorise
Choice of one annual payment or Pay by the Month
24 hour claims service
$20 million legal liability cover
When you’re on holidays, you’ll have cover for your contents
in places like hotels or holiday houses anywhere in Australia
up to120 days.
Pick and choose from GIO's optional covers. Depending on your circumstances, you may be able to get cover for:
Accidental damage to your home or contents
Portable contents cover away from home anywhere in Australia
or New Zealand
Injury to pet dogs and cats up to $500
Mortgagee’s interest for a strata unit
Domestic Workers Compensation for ACT and WA customers
Ways to save
GIO is committed to giving you the best deal for your Classic Home & Contents Insurance. We offer a great range of discounts and ways to save, such as:
A 10% discount if you get a quote and buy online
A 15% discount when you combine your home and its contents
onto one policy
Installing extra security may reduce your premium
Reduce your premium by increasing your excess
A 5% Multi-policy discount if you hold 3 or eligible
more policies with GIO.
Find out full details here
Discounts are not applied to the Domestic Workers Compensation optional cover.
Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please read and consider the relevant Product Disclosure Statement for Classic Home & Contents Insurance before you make any decisions about this product