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55UP Home & Contents Insurance

Cover designed for people 55 and over

55UP Home & Contents





What's in it for you?

GIO Home Insurance is designed to protect your greatest asset.

Our 55UP Home & Contents Insurance policy gives you peace of mind that you have cover for major events like storms, fire, theft and much more. With a range of discounts and benefits available when you’re 55 or over, it’s how we help you look after your home and contents.

With our 55UP home insurance, you get:

  • Automatic flood cover for rain, flash floods, storms,
    rising rivers and flooding from faulty household items
    and pipes1
  • Up to 25% extra protection – if the costs to rebuild your
    damaged home exceeds your sum insured – with our
    Safety Net Home Protection
  • Up to $2,000 policy cover for your grandchildren’s (under
    18 years) contents when they are visiting you at the time
    of the loss
  • Cover even if your home is unoccupied for up to 90
    days

It’s GIO Home Insurance designed specifically for people 55 and
over.

1 Actions or movement of the sea, high tides and leaks from showers are not covered.

 

  


Added benefits

  • New for old replacement, regardless of the age of your home or
    contents
  • Up to 12 months temporary accommodation costs if your home
    is damaged and unliveable
  • Lifetime guarantee on repairs that we authorise
  • Choice of one annual payment or Pay by the Month (fee applies)
  • 24 hour claims service
  • Up to $20 million legal liability cover
  • When you’re on holidays, you’ll have cover for your contents in
    places like hotels or holiday houses anywhere in Australia for
    up to180 days.
  • Cover for contents you move into a commercial storage for up
    to 12 months

Optional covers

Pick and choose from GIO's optional covers. Depending on your circumstances, you may be able to get cover for:

  • Accidental damage to your home or contents
  • Motor burnout
  • Injury to pet dogs and cats up to $500
  • Mortgagee’s interest for a strata unit
  • Portable cover for your contents away from home anywhere
    in Australia or NZ
  • Domestic Workers Compensation for ACT and WA
    customers

Ways to save

GIO is committed to giving you the best deal for your 55UP
Home & Contents Insurance.  We offer a great range of
discounts and ways to save, such as:
 

  • A 10% discount if you get a quote and buy online
  • A 15% discount when you combine home and contents
    onto one policy
  • Seniors Card holders get a additional 6% discount
  • Installing extra security may reduce your premium
  • Reduce your premium by increasing your excess
  • A 5% Multi-policy discount if you hold 3 or more eligible
    policies with GIO.

Find out full details here
 


Is this insurance right for you?

 

If this home insurance doesn’t meet your needs, check out our Classic Home & Contents InsurancePlatinum Home & Contents Insurance, or our Investor Home & Contents Insurance..

Download policy documents      Insurance calculators       Get a quote

 
Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please read and consider the relevant Product Disclosure Statement for 55UP Home & Contents Insurance before you make any decisions about this product.