What's in it for you?
GIO Home Insurance is designed to protect your greatest asset.
Our 55UP Home & Contents Insurance policy gives you peace of mind that you have cover for major events like storms, fire, theft and much more. With a range of discounts and benefits available when you’re 55 or over, it’s how we help you look after your home and contents.
With our 55UP home insurance, you get:
Automatic flood cover for rain, flash floods, storms,
rising rivers and flooding from faulty household items
Up to 25% extra protection – if the costs to rebuild your
damaged home exceeds your sum insured – with our
Safety Net Home Protection
Up to $2,000 policy cover for your grandchildren’s (under
18 years) contents when they are visiting you at the time
of the loss
Cover even if your home is unoccupied for up to 90
It’s GIO Home Insurance designed specifically for people 55 and
1 Actions or movement of the sea, high tides and leaks from showers are not covered.
New for old replacement, regardless of the age of your home or
Up to 12 months temporary accommodation costs if your home
is damaged and unliveable
Lifetime guarantee on repairs that we authorise
Choice of one annual payment or Pay by the Month (fee applies)
24 hour claims service
Up to $20 million legal liability cover
When you’re on holidays, you’ll have cover for your contents in
places like hotels or holiday houses anywhere in Australia for
up to180 days.
Cover for contents you move into a commercial storage for up
to 12 months
Pick and choose from GIO's optional covers. Depending on your circumstances, you may be able to get cover for:
Accidental damage to your home or contents
Injury to pet dogs and cats up to $500
Mortgagee’s interest for a strata unit
Portable cover for your contents away from home anywhere
in Australia or NZ
Domestic Workers Compensation for ACT and WA
Ways to save
GIO is committed to giving you the best deal for your 55UP
Home & Contents Insurance. We offer a great range of
discounts and ways to save, such as:
A 10% discount if you get a quote and buy online
A 15% discount when you combine home and contents
onto one policy
Seniors Card holders get a additional 6% discount
Installing extra security may reduce your premium
Reduce your premium by increasing your excess
A 5% Multi-policy discount if you hold 3 or more eligible
policies with GIO.
Find out full details here
Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please read and consider the relevant Product Disclosure Statement for 55UP Home & Contents Insurance before you make any decisions about this product.