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Home Insurance

It’s how we help protect your way of life

Home Insurance





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Classic Home & Contents Insurance

Your home is your castle, and helping to protect it is what GIO does best. With our Classic Home and Contents Insurance, you can rest easy in knowing that your possessions – and your castle are covered.

Here are just some of the features:

  • Flood cover automatically included
  • Up to 25% extra protection – if the costs to rebuild your
    damaged home exceeds your sum insured – with our
    Safety Net Home Protection
  • New for old replacement, regardless of the age of your
    home or contents


It’s how we’re looking after you.

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55UP Home & Contents Insurance

If you are 55 or over, GIO’s 55UP Home and Contents Insurance is designed with extra benefits to help protect your home and maintain your lifestyle, now and in the future.

Here are just some of the features:

  • Flood cover automatically included
  • Up to 25% extra protection – if the costs to rebuild
    your damaged home exceeds your sum insured –
    with our Safety Net Home Protection
  • Cover even if your home is unoccupied for up to 90 days


It’s how we give you the peace of mind to enjoy life.

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Platinum Home & Contents Insurance

Thousands of Australians trust GIO to protect their most valued possessions. With our Platinum Home and Contents Insurance, you can rest assured that you have the very best cover GIO can offer for your home and valuables.

Here are just some of the features:

  • A higher level of cover tailored for those who own
    valuable assets like jewellery, collections and artwork
  • Protection for your possessions when you’re away from
    home within Australia or New Zealand for up to 6 months
  • Cover for mishaps and accidents that damage your
    home or its contents

It’s how we deliver extra protection.

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Investor Home & Contents Insurance

As an investor, you know how important it is to protect the things that contribute to your financial future. GIO’s Investor Home & Contents Insurance is designed to do just that.


Here are just some of the features:

  • Rental income protection if your tenant defaults on their
    rent or the home is damaged.1
  • Cover for malicious damage and theft by tenants
  • Flood cover is automatically included
  • Up to 25% extra protection – if the costs to rebuild your
    damaged home exceeds your sum insured – with our
    Safety Net Home Protection

It’s how we protect your investment property. 

1Limits and conditions apply to this cover.  Please see the PDS.

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Top Strata Insurance

From paying exploration costs to find the source of a leaky pipe, to protecting against accidental damage, GIO has it covered with our Top Strata Insurance. Designed for residential buildings under a strata, group, body corporate or community title, it provides protection for the building and its common contents (if you choose this cover).

      

Insurance Calculators

Use our calculators to help estimate the replacement cost of your home building and contents.


     

 

Removal of the Victorian Fire Services Levy (FSL) From Your Insurance Premium - Find out more

Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please read and consider the Product Disclosure Statement  before you make any decisions about this product.