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Pet Insurance Policy

Pet Cover - Pet Insurance

As much as we love our pets, accidents do happen, and vet expenses can be high. So we've introduced an optional Pet Insurance cover for injury to pet dogs and cats that you can include with your GIO Home & Contents insurance for an extra premium. With this option you're covered for up to $500 for vet expenses if your pet dog or cat is injured in an accident.

When you insure your Home & Contents with GIO, you can relax knowing that if the unexpected happens to your home, we'll help take care of your insurance for you. That's why we've designed our Home & Contents insurance and after-claims service to help things get back on track sooner.

Product Description
Peace of mind when you need it most GIO's Home & Contents Insurance is comprehensive and provides cover for a range of insured events, additional features and benefits that can help save you money and take the worry out of your day. You've worked hard to build your assets and create a lifestyle, so GIO is here to help protect it.
A range of insured events This cover provides protection against loss or damage as a result of 11 Insured Events. Some of these include:
  • Fire, lightning, bursting, leaking, discharging or overflowing of liquids
  • Theft
  • Storm and rainwater run-off
For full details please refer to our Product Disclosure Statement.
Additional features at no extra cost GIO includes a number of Additional Features at no extra cost, such as:
  • Removal of debris and extra rebuilding costs
  • Temporary accommodation costs during repairs
  • Accidental breakage of fixed glass and bathroom fittings
  • Cover for visitor's contents when your contents are insured
  • Legal liability cover up to $20 million
For full details please refer to our Product Disclosure Statement.
Optional Covers Tailor your Insurance cover to suit your needs with the choice of 8 Optional Covers, such as:
  • Personal effects - provides cover for accidental loss or damage to Personal effects you own anywhere in Australia or New Zealand
  • Motor burnout - provides cover for the burning out or fusing of household electric motors less than 10 y ears old, which are part of the insured Home or Contents
  • Accidental damage - provides cover for accidental loss or damage at the insured address such as accidentally dropping a heavy saucepan onto your kitchen tiles (Home cover) or accidentally spilling a bottle of red wine on your carpet (Contents cover).
For full details please refer to our Product Disclosure Statement.
Helping you save money on your premium There are a number of different ways you could save money on your premium.
  • Combine your home and its contents onto one policy and save 15% off the combined premium
  • Choose a higher excess
  • Install extra security at your home
  • Multiple Policy Discounts
GIO Rewards At GIO we like to reward our customers, so we're offering fresh ways to save on your insurance. GIO secure cover and efficient service already helps to save the day when you need it most.
Online Tools and Tips to help you protect your Home & Contents
Only one excess to pay When you make a claim for both Home & Contents for the same event, you only have to pay one excess.
No claim forms necessary There are no claim forms to fill in when you make a claim - simply call us and we will manage this process for you.
You can call us 7 days a week Whether you need to lodge a claim, take out new insurance or make a change to your policy, we are here to answer your call 24 hours a day - every day!
Pay your insurance monthly Spread your premium across twelve easy-to-manage monthly instalments (administration fee applies).

Pet Insurance Links

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Classic Home & Contents Insurance Product Disclosure Statement

Classic Home & Contents Insurance is issued by GIO General Limited ABN 22 002 861 583. Please read the Product Disclosure Statement and any Supplementary Product Disclosure Statement (PDF, 2442KB) before you make any decision regarding this product. Contact us for a copy. Download Adobe Reader to view this PDF file.


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