- Get an online Home Building & Contents quote
- Home building calculators and contents insurance calculators
Tailor your building insurance cover to suit your needs
GIO offers you a choice of Home Building Insurance policies and rates designed to suit your particular situation. We give you the opportunity to choose from many optional building insurance covers - it's all up to you!
Our policy offers 'new for old' repair or replacement on your Home & Contents items, irrespective of age.
| Feature | Description |
|---|---|
| 11 Insured Events | Our Home & Contents Insurance is designed to protect you against loss or damage as a result of 11 insured events. Some of these include fire, theft, storm, impact, flash flood and rainwater run-off. You'll find that we have clearly defined what events are covered in our Product Disclosure Statement. |
| Ways to reduce your premium | There are a few different ways to save on your premium with us. This can be done simply by choosing a higher excess, having extra security around your Home or combining your Home & Contents Insurance for the same address under the one policy. |
| GIO Rewards | At GIO we like to reward our customers, so we're offering fresh ways to save on your insurance. GIO's secure cover and efficient service already helps to save the day when you need it most. |
| Additional features at no extra cost | We also include cover for things such as removal of debris and extra rebuilding costs, temporary accommodation costs during repairs, or loss of rent when your Home is insured. Some of the other features include cover for when your contents are with you while you're temporarily away from home or moving to a new home, as well as cover for breakage of fixed glass and your legal liability up to $10 million. For full details of all of the Additional features can be located in our Product Disclosure Statement. |
| Over 55s and Seniors discount | Receive a worthwhile discount off your Home & Contents premium with us if you're over 55 or a Senior's card holder. Call us to ask for more details about these discounts. |
| Optional Covers to make you feel more at home | You can choose from 8 Optional Covers to suit your particular needs. These include motor burnout, personal effects cover, flood damage, accidental damage, injury to pet dogs and cats, mortgagee's interest, storm damage to gates and fences and domestic workers compensation. Please refer to our Product Disclosure Statement for full details and availability. |
| Only one excess to pay | When you make a claim for both Home & Contents for the same event, you only have to pay one excess. |
| No claim forms necessary | There are no claim forms to fill in when you make a claim - simply call us and we will manage this process for you. |
| You can call us 7 days a week | We are here to answer your call 24 hours a day - every day! |
| Pay your insurance monthly | Our monthly insurance payment option will help ease the burden that a yearly premium can bring. You can spread your annual insurance bill across twelve easy-to-manage monthly instalments (Pay by the Month fee applies). |
Building Insurance Related Links
- Our Home & Contents Insurance product comparison
- Get a home building and/or home contents Insurance quote
- Pet Insurance
- Contents Insurance
Classic Home & Contents Insurance Product Disclosure Statement
Classic Home & Contents Insurance is issued by GIO General Limited ABN 22 002 861 583. Please read the Product Disclosure Statement and any Supplementary Product Disclosure Statement (PDF, 2442KB) before you make any decision regarding this product. Contact us for a copy. Download Adobe Reader to view this PDF file.