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Do you have a small business you would like to protect with small business insurance? Protecting your assets appropriately with small business insurance is important for peace of mind for small business owners. Choosing the right small business insurance coverGIO's Business Insurance has a wide range of covers specifically designed for small to medium sized companies. While you may have many business practices in place designed to avoid risk, no premises is immune from risks such as fire, theft or accidents and public liability claims can run into the millions. *Our flexible choice of insurance covers helps minimise risk to your small business *You can select from our range of insurance covers to suit your business needs Pay by the Month (fees and charges apply) is available for business insurance customers. |
You can choose any covers listed below, but please note that you must choose a minimum of two cover options.
| Key Small Business Insurance Features | Description |
|---|---|
| Fire and Other Damage* | Cover for your building and business contents & stock for certain specified events such as fire, storm (but not flood), impact, lightning, explosion, earthquake. Also included is the cost of removing debris. |
| Accidental Damage* | Covers you for accidental loss or damage to the property insured at your business situation. |
| Burglary* | Cover for theft of stock, electronic equipment and other business contents contained within your building, following forced & violent entry. |
| Business Interruption | Covers you for loss of gross profit or gross rentals resulting from interruption of or interference with your business caused by damage for which you are insured by us under either Fire and other damage, Accident damage or Burglary policy sections. |
| General Property | Cover for items of your choice such as mobile phones and laptop computers, whether in the office or out. |
| Glass* | Covers the replacement value of broken glass. Also includes the cost of temporary shuttering, replacement of sign writing, repairing plastic signs up to $1000, and the cost value of stock spoiled by the broken glass. |
| Public and Products Liability | Covers your legal liability for personal injury or damage to property caused by an occurrence connected with your business. |
| Other insurance covers |
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*Note: Please read the GIO Business Insurance Product Disclosure Statement and Policy Wording before you make any decision regarding this product. You may contact us for a copy, or download a copy from the link in the Product Disclosure Statement section below.
Next Steps
- Get a small insurance business quote
- Read the Business Insurance Product Disclosure Statement and Policy Wording (PDF, 303KB) along with Supplementary Product Disclosure Statement (52KB) for detailed information on this policy.
- Visit a GIO branch.
Product Disclosure Statement
GIO Business Insurance is issued by GIO General Ltd. ABN 22 002 861 583.
Read the Business Insurance Product Disclosure Statement ('PDS') and Policy Wording along with Supplementary Product Disclosure Statement (52KB) for detailed information on this policy.