Choosing Business Insurance Cover
GIO Business Insurance offers a range of insurance covers to meet the needs of your business.
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GIO offers you a business insurance policy with a wide range of insurance choices specifically designed for small to medium sized companies. Pay by the Month (fees and charges apply) is available for business insurance customers. While you may have many business practices in place designed to avoid risk, no one is immune from risks such as fire, theft or accidents and public liability claims can run into the millions. So, protect your assets appropriately with the right insurance cover.
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You can choose any covers listed below, but please note that you must choose a minimum of two covers for this policy.
| Key Features | Description |
|---|---|
| Fire and Other Damage* | Cover for your building and business contents & stock for certain specified events such as fire, storm (but not flood), impact, lightning, explosion, earthquake. Also included is the cost of removing debris. |
| Accidental Damage* | Covers you for accidental loss or damage to the property insured at your business situation. |
| Burglary* | Cover for theft of stock, electronic equipment and other business contents contained within your building, following forced & violent entry. |
| Business Interruption | Covers you for loss of gross profit or gross rentals resulting from interruption of or interference with your business caused by damage for which you are insured by us under either Fire and other damage, Accident damage or Burglary policy sections. |
| General Property | Cover for items of your choice such as mobile phones and laptop computers, whether in the office or out. |
| Glass* | Covers the replacement value of broken glass. Also includes the cost of temporary shuttering, replacement of sign writing, repairing plastic signs up to $1000, and the cost value of stock spoiled by the broken glass. |
| Public and Products Liability | Covers your legal liability for personal injury or damage to property caused by an occurrence connected with your business. |
| Other insurance covers |
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*Note: Please read the Business Insurance Product Disclosure Statement and Policy Wording before you make any decision regarding this product. You may contact us for a copy, or download a copy from the link in the Product Disclosure Statement section below.
Next Steps
- Get a quote
- See More details for further information on this policy.
- Read the Business Insurance Product Disclosure Statement and Policy Wording (PDF, 303KB) along with Supplementary Product Disclosure Statement (52KB) for detailed information on this policy.
- Visit a GIO branch.
Product Disclosure Statement
GIO Business Insurance is issued by GIO General Ltd. ABN 22 002 861 583.
Read the Business Insurance Product Disclosure Statement ('PDS') and Policy Wording along with Supplementary Product Disclosure Statement (52KB) for detailed information on this policy.