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Third Party Property Damage Insurance covers you for up to $20 million dollars for amounts you must legally pay another person to compensate for loss or damage that your vehicle causes to other people's property. GIO Insurance is available in NSW, ACT, VIC, WA & NT. For full details about Third Party Property Damage cover please refer to our Motor Vehicle Insurance Product Disclosure Statement (PDS) (PDF, 250KB). |
Key features of Third Party Property Damage Insurance
| Key Features | Description |
|---|---|
| Cover for damage to other people's property | Up to $20 million cover, including legal costs |
| Cover for damage by uninsured drivers | Up to $5,000 |
| Cover for a substitute vehicle | We will cover you for third party property damage when using another vehicle if yours can't be driven |
| Automatic cover when replacing your vehicle | Up to 14 days automatic Third Party Property Cover if you change vehicles (conditions apply) |
| Claims service | Australia-wide |
| Choose to make one annual payment or to pay by the month |
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| Learn more |
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| If you require more extensive cover | please see Comprehensive Car Insurance |
Next Steps - Third Party Property Damage Insurance
- Get a Third Party Property Damage quote.
- Read our car theft prevention tips
- Call GIO on 13 10 10 from anywhere in Australia for further information.
- Make a claim online or by calling 13 14 46.
- Visit a GIO branch.
Motor Vehicle Insurance Product Disclosure Statement
Motor Vehicle Insurance is issued by GIO General Limited
Please read the Motor Vehicle Insurance Product Disclosure Statement (PDF, 337KB) before you make any decision regarding this product. Download Adobe Reader to view this PDF file.
Queensland, South Australian and Tasmanian residents
GIO provides insurance in NSW, ACT, VIC, WA & NT. GIO does not currently provide insurance in Queensland, South Australia and Tasmania.
- In Queensland you can apply for insurance cover with Suncorp Metway Insurance Limited (Suncorp) (GIO's parent company).
- In South Australia you can apply for cover with RAA Insurance Limited (RAA) (a joint venture between RAA and Suncorp).
- In Tasmania you can apply for cover with RACT Insurance.