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A GIO Comprehensive Motor Vehicle Insurance policy gives you peace of mind with cover for accidental loss or damage, fire, theft or attempted theft, malicious damage or storm damage to your vehicle. It also covers damage to other people's property caused by your vehicle up to $20 million dollars. GIO Insurance is available in NSW, ACT, VIC, WA & NT. For full details about our comprehensive cover, please refer to our Motor Vehicle Insurance Product Disclosure Statement (PDS) (PDF, 337KB). |
GIO makes it easier for young drivers have to get affordable comprehensive car insurance of their own with our 60% Family Discount.
A head start on car insurance for young drivers
Good news for young drivers: you don't have to wait five years to get the maximum discount on comprehensive insurance for your car. If you're under 26 and have one parent on a Maximum No Claim Discount / Rating 1 with GIO, you could qualify for a 60% Family Discount right now.
Information for parents about GIO Family Discount
Even though you and your child both need to have Comprehensive Car Insurance with GIO to qualify, your policies are totally separate. So if your child makes a claim on their Comprehensive Car Insurance policy, it won't affect your No Claim Discount or Rating.
Terms and Conditions
For full eligibility criteria please read the Terms and Conditions. Family Discount is available to approved applicants only.
Next Steps - Comprehensive Car Insurance
- Get a Comprehensive car Insurance quote.
- If you already have a quote, you can apply online for cover
- Read our car theft prevention tips
- Call GIO on 13 10 10 from anywhere in Australia for further information.
- Make a claim online or by calling 13 14 46.
- Visit a GIO branch.
Motor Vehicle Insurance Product Disclosure Statement
Motor Vehicle Insurance is issued by GIO General Limited
Please read the Motor Vehicle Insurance Product Disclosure Statement (PDF, 337KB) before you make any decision regarding this product. Download Adobe Reader to view this PDF file.
Important Information
Queensland, South Australian and Tasmanian residents
GIO provides insurance in NSW, ACT, VIC, WA & NT. GIO does not currently provide insurance in Queensland, South Australia and Tasmania.
- In Queensland you can apply for insurance cover with Suncorp Metway Insurance Limited (Suncorp) (GIO's parent company).
- In South Australia you can apply for cover with RAA Insurance Limited (RAA) (a joint venture between RAA and Suncorp).
- In Tasmania you can apply for cover with RACT Insurance.