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We offer Essential Boat Insurance and Comprehensive Boat Insurance. Choose the type of cover that best meets your needs. For full details about GIO Boat Insurance, please refer to our Boat Insurance Product Disclosure Statement (PDS) (PDF, 1474KB). |
Types of cover:
Essential Boat Insurance
Covers you for amounts you must legally pay for injury or death of another person, or loss or damage to their property caused by your boat. Our cover is limited to $10 million as well as legal and other costs that we have agreed to pay when you make a claim.
Comprehensive Boat Insurance
Covers you for loss of or damage to your boat caused by an event of accidental loss or damage, fire, theft or attempted theft, malicious damage or storm damage. Comprehensive also includes Essential cover as outlined above.
Key features of GIO Comprehensive Boat Insurance
| Feature | Description |
|---|---|
| Hull, boat trailer or motor(s) replacement | We will replace your hull or boat trailer or motor(s) if the total loss occurs within 2 years of the date of the original purchase or registration and you are the original owner and have serviced and registered it. Other conditions apply. |
| Accessories and equipment are covered | You are covered up to:
Accessories include boat covers and canopies, batteries, portable fuel tanks, anchors, paddles, oars and similar items and safety equipment required by law. Equipment includes depth sounders, marine radios/transceivers, navigation equipment, fish finders and similar items Please note we will not pay these costs in addition to a total loss settlement. |
| Contents cover in addition to the cover for accessories and equipment | You are covered up to:
Contents include portable household goods, clothing, appliances, fishing and diving gear, portable refrigerators, microwave ovens, televisions, glassware, crockery, cutlery and cooking utensils. Please note we will not pay these costs in addition to a total loss settlement. |
| Cover if boat is held for sale | We will cover for loss, damage or theft of your boat while it is held for sale, if you tell us beforehand that you want to sell your boat and we agree to cover your boat while it is held for sale. |
Next Steps - Boat insurance
- Get a boat insurance quote - Call us on
13 10 10 - Make a claim online or by calling 13 14 46
- Visit a GIO branch
Boat Insurance Product Disclosure Statement
Boat Insurance is issued by GIO General Limited
Please read the Boat Insurance Product Disclosure Statement (PDF, 1474KB) before you make any decision regarding this product. Download Adobe Reader to view this PDF file.