Fire, Theft and Third Party Property
Protection for fire, theft and damage to others
What's in it for you?
GIO Fire, Theft and Third Party Property Damage Car
Insurance is a mid-level cover in between the top cover
of Comprehensive Car Insurance but with more protection
than Third Party Property Damage cover.
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Covers your car against theft and fire damage
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Hire car if your car is stolen up to 14 days1
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Legal liability cover for damage to other people’s
cars and property caused by your car – up to
$20 million
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Up to $5,000 cover for damage to your car caused by
an uninsured driver when we agree you are not at
fault and can identify the other driver
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24 hour claims service
Download policy document Get a Quote
Added benefits
GIO takes care of the big and little worries when things go wrong and you need to make a claim.
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Personal property cover when you have a fire or theft claim -
up to $150 per item and $500 in total
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Emergency travel and accommodation costs up to $500 when
you have a fire or theft claim
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Replacement of locks and keys if your car keys are stolen - up
to $1,000
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Choice of one annual payment or Pay by the Month (fee applies).
Ways to save
GIO is committed to giving you the best deal for your Fire, Theft and Third Party Property Damage Car Insurance.
We offer a great range of discounts including:
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A 5% Multi-Policy discount if you hold 3 or more eligible policies
with GIO. Find out more
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Up to 10% discount as a Seniors card holder2
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Reduce your premium by choosing a higher excess within the range
we offer.
Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please Read the Product Disclosure Statement before you make any decisions about this product.
1 We’ll pay for a compact category hire car. You are responsible for all running costs, extras and deposit.
2 In WA the discount is 7% and in NT the discount is 5%.