Our best level of cover
If your car is ever written off, GIO Platinum will replace it with a brand new one no matter how old it is for eligible customers1. You also automatically receive windscreen cover and hire car cover after an insured event. And that’s on top of our usual, extensive protection against accidental damage, hail, fire, theft, vandalism, and storm or flood damage. With GIO Platinum Car Insurance, you will have the very best cover GIO offers for your car.
Lifetime new car replacement1 (for eligible customers)
Unlimited days of car hire while your car is being repaired
or replaced after an insured incident - up to $90 a day for
a similar make and model
Windscreen cover as standard – no excess applies2
Maximum No Claim Discount (NCD)/Rating 1 for life,
for eligible customers
Cover against accidental loss or damage, fire, theft or
attempted theft, vandalism, storm or flood damage
Up to $20 million cover for your legal liability for damage
to other people's property caused by your car
Up to $150 per item and $500 cover in total for personal
property in your car which is lost or damaged in an insured incident
Replacement of locks and stolen car keys up to $1,000
No excess if we agree you’re not at fault (and you can provide
details of the person at fault)
Choice of repairer
Lifetime guarantee on repairs we authorise
A claims service you can count on, 24/7
Choice of annual payment or pay by the month
(higher premium applies)
1 You must be the first registered owner and your vehicle must have been continuously insured under GIO Platinum cover from within 13 months of purchase until the time of the total loss. A replacement vehicle of similar make and model must be available.
2 One claim only in the period of insurance.
Depending on your circumstances, you may be able to include No Claim Discount (NCD)/Rating 1 protection as an optional cover.
Even more ways to save
We offer a great range of discounts and ways to save on your premium:
No Claim Discount
Combined Car Insurance & CTP Discount^
Find out full details here
Is this Insurance right for you
Not sure if this is the right car insurance for you? Compare our different types of car insurance or read the full policy document.
Insurance is issued by GIO General Ltd ABN 22 002 861 583. Please read and consider the relevant Product Disclosure Statement for Motor Vehicle Insurance before you make any decisions about this product