Car Insurance
Comprehensive Car Insurance
With GIO Comprehensive Car Insurance, your car’s in great hands. This top level of cover gives your car comprehensive protection – both on and off the road, no matter who’s at fault.
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Protection for damage caused to your car in a collision,
as well as cover for accidental loss or damage, fire,
theft, vandalism, flood or storm damage -
Up to $20 million cover for damage to other people's
property caused by your car - A great claims service you can count on
- Flexibility to add optional extras to your policy
It’s how we put the ‘comprehensive’ into car insurance.
GIO Platinum Car Insurance
With GIO Platinum Car Insurance, you will have the very best cover GIO can offer for your car. It offers lifetime new car replacement for eligible customers, and automatically includes extras such as hire car and windscreen cover for better protection.
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Protection for damage caused to your car in a collision,
as well as cover for accidental loss or damage, fire,
theft, vandalism, flood or storm damage -
Lifetime new car replacement if your car is ever written
off (for eligible customers)1 -
Unlimited days of car hire while your car is being repaired
or replaced - Windscreen cover as standard – no excess applies2
Fire, Theft and Third Party
GIO’s Fire, Theft & Third Party Property Damage Car Insurance is just what you need if your car is stolen or damaged by fire. This mid-level cover also provides liability protection if your car damages another car.
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Cover for accidental loss or damage to your car
caused by fire or theft -
Up to $20 million liability cover for damage to
other people's property -
If your car’s stolen, we’ll pay for a hire car for
up to 14 days
It’s our way of ensuring you’re better protected.
Third Party Property Damage
GIO Third Party Property Damage Car Insurance provides important protection when you’re on the road. After all, you never know what’s around the corner – it could be an expensive vehicle you accidentally run into.
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Up to $20 million cover to pay for damage caused by
your car to other people's vehicles or property -
Up to $5,000 cover for damage to your car caused by an
uninsured driver when we agree you are not at fault and can identify
the other driver -
Up to 14 days cover for a substitute car that doesn’t belong
to you when your car can’t be driven
It’s our way of giving you peace of mind.
CTP Green Slip NSW
If your car is registered in NSW, you’ll need Compulsory Third Party Insurance (CTP Green Slip). A GIO Green Slip comes with the best additional cover for the driver that causes an accident, at no extra cost - so you can feel better protected. Plus we also offer Green Slip payment notification to the RTA in minutes, so you can register your car sooner.
Commercial Vehicle
Insurance to cover your business vehicles, trucks up to 5 tonnes and some light plant and mobile machinery.
- Covers legal costs and liability for damage to other people's property up to $30 million
- Choice of repairer
1 You must be the first registered owner and your vehicle must have been continuously insured under GIO Platinum cover from within 13 months of purchase until the time of the total loss. A replacement vehicle of similar make and model must be available.
2 One claim only in the period of insurance.