Car Insurance
GIO Platinum Car Insurance Our best level of cover
GIO Platinum Car Insurance is designed for people who want the very best protection. With lifetime new car replacement (for eligible customers) 1 and automatic extras such as windscreen cover and hire car cover after an insured event, you can enjoy truly exceptional peace of mind.
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Lifetime new car replacement if your car is ever written
off (for eligible customers1) -
Unlimited days of car hire while your car is being
repaired or replaced after an insured incident
– up to $90 a day for a similar make and model - Windscreen cover as standard – no excess applies2
- Cover for damage caused to your car in a collision
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Cover for accidental damage, fire, theft, vandalism, hail,
flood or storm damage - Choice of repairer
- Lifetime guarantee on repairs we authorise
- A claims service you can count on, 24/7
It's simply better protection for your car.
1. You must be the first registered owner and your vehicle must have been continuously insured under GIO Platinum cover from within 13 months of purchase until the time of the total loss. A replacement vehicle of similar make and model must be available.
2. One claim only in the period of insurance.
Comprehensive Car Insurance
GIO puts the ‘comprehensive’ into car insurance so you can enjoy protection from the things that life throws at your car. With GIO Comprehensive Car Insurance, your car is in great hands with protection for accidental damage no matter who’s at fault.
- 2 year new for old replacement 1
- Cover for damage caused to your car in a collision
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Cover for accidental loss or damage, fire, theft, vandalism,
hail, flood or storm damage -
Up to $20 million legal liability cover for damage to
other people’s property caused by your car - Optional extras – choose the kind of cover you want
- Choice of repairer
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7 day repair guarantee on drivable cars. Find out terms and
conditions here. - Lifetime guarantee on repairs we authorise
- A claims service you can count on, 24/7
It’s our way of giving you more peace of mind.
1If your car is a total loss within the first 2 years of registration and you are the first registered owner, we’ll replace it with a new one of the same or similar make and model.
Fire, Theft and Third Party Property Damage
When you don’t need full comprehensive insurance, GIO’s Fire, Theft & Third Party Property Damage Car Insurance means your car is still covered for fire and theft. It protects you and your car against theft, fire or damage to other vehicles – a big relief if you’re ever at fault.
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Cover for accidental loss or damage to your car
caused by fire or theft - Hire car if your car is stolen up to 14 days1
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Up to $20 million legal liability cover for damage to
other people’s property caused by the use of your car -
Up to $5,000 cover for damage to your car caused by
an uninsured driver when we agree you are not at fault
and can identify the other driver - A claims service you can count on, 24/7
It’s our way of making you feel better protected.
1. We'll pay for a compact category hire car. You are responsible for all running costs, extras and deposit.
Third Party Property Damage
With up to $20 million legal liability cover to pay for damage caused to other vehicles, GIO’s Third Party Property Damage Car Insurance provides important protection when you’re on the road. After all, it could be an expensive vehicle you accidentally run into.
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Up to $20 million legal liability cover to pay for damage
caused by your car to other people’s cars or property -
Up to $5,000 cover for damage to your car caused by an
uninsured driver when we agree you are not at fault and
can identify the other driver -
Up to 14 days third party property damage cover for a substitute
car that is a similar type to yours when your car can’t be driven - A claims service you can count on, 24/7
It’s our way of giving you more peace of mind.
CTP Green Slip NSW
If your car is registered in NSW, you’ll need Compulsory Third Party Insurance (CTP Green Slip). A GIO Green Slip comes with additional cover for eligible drivers that cause an accident*, at no extra cost – so you can feel better protected. Plus we also offer Green Slip payment notification to the RTA in minutes, so you can register your car sooner.
*Cover provides specific serious injury benefits. Available on Class 1, 3c or 5 vehicles only. Drivers under 25 are not eligible unless the vehicle is comprehensively insured with GIO. Insurance is issued by GIO General Ltd ABN 22 002 861 583.
For full details and before making any decision regarding these products read the relevant Product Disclosure Statement or Policy terms and conditions at www..gio.com.au.