Car Insurance

Be confident your car is protected

We pride ourselves on providing great coverage across our range of car insurance cover, and offer a choice of benefits and optional extras. All with the added peace of mind of 24/7 claims service, flexible payment options and many ways to save on our car insurance.

Choose from our four levels of car insurance

Read what customers say about us

GIO Platinum Car Insurance

Our best level of cover

GIO Platinum Car Insurance is designed for people who want a higher level of protection. With lifetime new car replacement (for eligible customers)1 and automatic extras such as windscreen and window glass cover and hire car cover for unlimited days, you can enjoy truly exceptional peace of mind.GO with lifetime new car replacement

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Comprehensive Car Insurance

For peace of mind

GIO puts the 'comprehensive' into car insurance so you can enjoy protection from the things that life throws at your car. With GIO Comprehensive Car Insurance, your car is in great hands with protection for accidental loss or damage no matter who's at fault.

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Fire, Theft and Third
Party Property Damage

Protection for fire, theft and
damage to others

When you don't need full comprehensive insurance, GIO's Fire, Theft & Third Party Property Damage Car Insurance means your car is covered for fire and theft. It protects you and your car against theft, fire or damage to other vehicles - a big relief if you're ever at fault.

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Third Party Property

Protection against damage
to others

GIO's Third Party Property Damage Car Insurance provides important protection when you're on the road. With up to $20 million legal liability cover to pay for damage your car causes to other people's property.

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Is this insurance right for you?

Car insurance comparisonNot sure if this is the right car insurance for you? Compare our different types of car insurance or read the full PDS


1You must be the first registered owner and your car must have been continuously insured under GIO Platinum cover from within 13 months of purchase until the time of the total loss. A replacement car of similar make and model must be available.

Advice has been prepared without taking into account your particular objectives, financial situation or needs. Before acting on advice you should consider the appropriateness of the advice with regard to your objectives, financial situation and needs.

Insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO. Please read the Car Insurance Product Disclosure Statement before making any decision regarding this product. Contact us for a copy. The features and benefits described on this page and in our Car Insurance Product Disclosure Statement apply to new customers from 3rd September 2013 and existing customers on renewal from 13th October 2013.