
We understand that as a tradesperson, your business takes you from site to site. With GIO Trade Insurance, we offer Australia wide cover to protect you from liability claims, cover for theft of your tools or equipment & for personal accidents or illness. Protect your business with trade insurance cover today.
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Bricklayer Builders (Residential) Carpenter Cleaner |
Decorator Electrician Gardener Handyman |
Landscape Gardener Lawn Mowing Mobile Mechanic Painter |
Plasterer Plumber / Gasfitter Shopfitter Tiler |
We cover many more trades. Call GIO for Trade Insurance on
| Public and Products Liability | Cover for your legal liability for personal injury or damage to property caused by an occurrence connected with your business. Find out more about Public Liability Insurance. |
| Tax Audit | Covers you for professional fees (including accounting and legal fees) associated with a tax audit of the business. |
| Personal Accident and Illness | Allows you to insure against loss of income to a named person in the event of an accident and/or illness. |
| Fire and Other Damage | Cover for your building and business contents for specified events such as fire, storm (but not flood), impact, lightning, explosion and earthquake. Also included is the cost of removing debris. |
| Business Interruption | Picks up where your other business insurance stops. Cover for loss of gross profit or gross rentals resulting from an interruption to your business caused by an insured event like fire, burglary etc. Find out more about Business Interruption. |
| Accidental Damage | Cover for accidental loss or damage to your business property, including buildings, stock and electronic equipment insured at the business premises. |
| Burglary | Cover for theft of stock, customer’s goods, electronic equipment and other business contents within your business premises following forced and violent entry. |
| Money | Covers loss or theft of money from certain locations. The policy does not cover loss of money due to accounting or clerical errors or theft by staff. |
| Glass | Covers broken glass, the cost of temporary shuttering, replacement of sign writing, repairing plastic signs up to $1,000 and the cost value of stock spoiled by the broken glass. |
| Goods in Transit | Covers you for loss or damage to goods in transit caused by specified events. |
| Fraud and Dishonesty | Covers you for loss of money or goods as a result of any act of fraud or dishonesty committed by any of your employees, either acting alone or in collusion with others which is discovered during the period of insurance. |
| Equipment Breakdown | Covers you for the cost of repairing or replacing your mechanical and electrical equipment and certain other electronic devices. |
| General Property | Cover for everyday items of your choice anywhere in Australia, such as power tools, mobile phones, etc. |
| Construction | Covers you for loss or damage to property insured at the contract site during the construction period or maintenance period and associated costs and fees connected with that loss or damage. |