Business Insurance for Tradespeople

Business Insurance for Tradespeople

What’s in it for you?

We understand that as a tradesman, your business takes you and your tools from site to site. With GIO Trade Insurance, we offer Australia wide cover to protect tradesmen from liability claims, cover for theft of your tools or equipment & for personal accidents or illness. Protect your business with trade insurance cover today.

  • Cover for theft of all tradie tools and equipments anywhere
    in Australia.
  • Cover for personal accidents or illness 24 hours,
    7 days a week
  • Australia wide cover to protect tradesmen from liability claims
  • Different range of insurance covers to suit your
    business needs
  • Fast and easy claims lodgement process
  • You can pay monthly to assist with your cash flow

Read the policy document here

Want to know your business is better protected?

Try our interactive viewer to see what type of cover would suit your business needs in a simple, easy to understand way.

Try our Trades Interactive Risk Viewer


Businesses we insure

Builders (Residential)
Landscape Gardener
Lawn Mowing
Mobile Mechanic
Plumber / Gasfitter

We cover many more trades.

Trade Insurance Overview

Public and Products Liability  Cover for your legal liability for personal injury or damage to property caused by an occurrence connected with your business. Find out more about Public Liability Insurance.
Tax Audit  Covers you for professional fees (including accounting and legal fees) associated with a tax audit of the business.
Personal Accident and Illness     Allows you to insure against loss of income to a named person in the event of an accident and/or illness.
Fire and Other Damage  Cover for your building and business contents for specified events such as fire, storm (but not flood), impact, lightning, explosion and earthquake. Also included is the cost of removing debris.
Business Interruption  Picks up where your other business insurance stops. Cover for loss of gross profit or gross rentals resulting from an interruption to your business caused by an insured event like fire, burglary etc. Find out more about Business Interruption.
Burglary Cover for theft of stock, customer’s goods, electronic equipment and other business contents within your business premises following forced and violent entry.
Money Covers loss or theft of money from certain locations. The policy does not cover loss of money due to accounting or clerical errors or theft by staff.
Glass Covers broken glass, the cost of temporary shuttering, replacement of sign writing, repairing plastic signs up to $1,000 and the cost value of stock spoiled by the broken glass.
Goods in Transit Covers you for loss or damage to goods in transit caused by specified events.
Fraud and Dishonesty Covers you for loss of money or goods as a result of any act of fraud or dishonesty committed by any of your employees, either acting alone or in collusion with others which is discovered during the period of insurance.
Equipment Breakdown Covers you for the cost of repairing or replacing your mechanical and electrical equipment and certain other electronic devices.
General Property  Cover for everyday items of your choice anywhere in Australia, such as power tools, mobile phones, etc.
Important Information

GIO Trade Insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO. Read the Product Disclosure Statement before making any decision.