Small Business Insurance

We cover many more businesses. Call GIO Business Insurance on 1800 036 837 today to see if we can help you.

• Public and Products Liability - Cover for your legal liability for personal injury or damage to property caused by an occurrence connected with your business. Find out more about Public Liability Insurance.
• Fire and Other Damage - Cover for your building and business contents for specified events such as fire, storm (but not flood), impact, lightning, explosion and earthquake. Also included is the cost of removing debris.
• Business Interruption - Picks up where your other business insurance stops. Cover for loss of gross profit or gross rentals resulting from an interruption to your business caused by an insured event like fire, burglary etc. Find out more about Business Interruption.
• Burglary - Cover for theft of stock, customer’s goods, electronic equipment and other business contents within your business premises following forced and violent entry.
• Tax Audit - Covers you for professional fees (including accounting and legal fees) associated with a tax audit of the business.
• Glass - Covers broken glass, the cost of temporary shuttering, replacement of sign writing, repairing plastic signs up to $5,000 and the cost value of stock spoiled by the broken glass.
• Personal Accident and Illness - Allows you to insure against loss of income to a named person in the event of an accident and/or illness.
• Accidental Damage - Cover for accidental loss or damage to your business property, including buildings, stock and electronic equipment insured at the business premises.
• Money - Covers loss or theft of money from certain locations. The policy does not cover loss of money due to accounting or clerical errors or theft by staff.
• Goods in Transit - Covers you for loss or damage to goods in transit caused by specified events.
• Fraud and Dishonesty - Covers you for loss of money or goods as a result of any act of fraud or dishonesty committed by any of your employees, either acting alone or in collusion with others which is discovered during the period of insurance.
• Equipment Breakdown - Covers you for the cost of repairing or replacing your mechanical and electrical equipment and certain other electronic devices.
• General Property - Cover for loss or damage to everyday items you specify such as mobile phones and laptop computers worldwide.