GIO Australia

Business Insurance for Professionals


GIO Business Insurance for Professionals

Call 1800 036 837 today to get a quote for Professionals Insurance.

Request a quote for professionals insurance

GIO offers a range of business insurance covers for professionals to protect your business in one easy package.

Businesses we insure:
Accountant
Doctor
Lawyer
Share Broker
Barristers Chamber
Health Service
Legal Service
Stock Broker
Dentist
Insurance Broker
Management Consultant
Taxation Consultant

We also cover Professional Indemnity Insurance. Call GIO for Business Insurance for Professionals on 
1800 036 837 today to see if we can help you.

Why choose GIO Business Insurance for Professionals?
  • We want to help minimise your business exposure by explaining the types of cover that suits your type of business.
  • We offer a wide range of insurance covers designed for small professional businesses.
  • Worldwide cover available for laptops, cameras, etc
  • You can pay monthly to assist with your cash flow.
  • We offer fast and easy claim lodgement. Our claims experts work with you to settle your claim promptly.
 

Overview

Insurance Covers Available for Professionals


  • Fire and Other Damage - Cover for your building and business contents for specified events such as fire, storm (but not flood), impact, lightning, explosion and earthquake. Also included is the cost of removing debris.
  • Accidental Damage - Cover for accidental loss or damage to your business property, including buildings, stock and electronic equipment insured at the business premises.
  • Burglary - Cover for theft of stock, customer’s goods, electronic equipment and other business contents within your business premises following forced and violent entry.
  • Money - Covers loss or theft of money from certain locations. The policy does not cover loss of money due to accounting or clerical errors or theft by staff.
  • Glass - Covers broken glass, the cost of temporary shuttering, replacement of sign writing, repairing plastic signs up to $1,000 and the cost value of stock spoiled by the broken glass.
  • Fraud and Dishonesty - Covers you for loss of money or goods as a result of any act of fraud or dishonesty committed by any of your employees, either acting alone or in collusion with others which is discovered during the period of insurance.
  • Equipment Breakdown - Covers you for the cost of repairing or replacing your mechanical and electrical equipment and certain other electronic devices.
  • Tax Audit - Covers you for professional fees (including accounting and legal fees) associated with a tax audit of the business.

Additional Covers Available for Professionals


  • Public and Products Liability - Cover for your legal liability for personal injury or damage to property caused by an occurrence connected with your business. Find out more about Public Liability Insurance.
  • Business Interruption - Picks up where your other business insurance stops. Cover for loss of gross profit or gross rentals resulting from an interruption to your business caused by an insured event like fire, burglary etc.  Find out more about Business Interruption.
  • General Property - Cover for loss or damage to everyday items you specify such as mobile phones and laptop computers worldwide.
  • Professional Indemnity - Cover for your legal liability for a breach of your professional duty.


Policy Documents

Business Insurance Professional Product Disclosure Statement

Business Insurance Professional Product Disclosure Statement

GIO Business Insurance for Professionals is issued by GIO General Ltd. ABN 22 002 861 583. Read the Policy Wordings along with Business Insurance for Professionals Important Changes before you make any decisions regarding this product.

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