Business Insurance

Business insurance is designed for many
types of businesses, large and small.

Small Business


A business insurance policy that offers peace of mind for small to medium sized businesses.

  • Allow additional 20% catastrophe protection for buildings
  • Automatic 35% seasonal increase on stock
  • Covers theft of external parts on a building
Trade insurance to cover your business, tools and liability claims.
  • Cover for theft of all tradie tools and equipments anywhere in Australia.
  • Cover for personal accidents or illness 24 hours, 7 days a week
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Public Liability Insurance

Professionals Insurance

GIO's Public Liability Insurance protects you up to a stated limit if a third party sues you for personal injury.

  • Australia wide liability cover from $5m - $20m
  • Cover includes legal costs and expenses
  • Products Liability cover is available
Business insurance designed for professionals in one easy package.
  • Insurance covers designed for your business
  • Worldwide cover available for laptops, cameras etc
  • Automatic indexation on your sum insured
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Professional Indemnity

Commercial Vehicle

Covers you for claims arising from allegations that your specialist service / advice caused financial loss to your customers/clients.
  • Legal consultation of up 2 hours
  • Court attendance costs
  • Extended reporting period

Insurance to cover your business vehicles, trucks up to 5 tonnes and some light plant and mobile machinery.

  • Covers legal costs and liability for damage to other people's property up to $30 million
  • Choice of repairer

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Business Insurance Knowledge Centre

This is an information centre to assist business owners with a range of tips and tools to manage and protect their business.

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Important Information

GIO Business Insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO. Read the relevant Product Disclosure Statement or Policy Wording for detailed information on these products.