Comprehensive Boat Insurance

Cover for your boat in and out of the water

Comprehensive Boat Insurance

Get a quote today by calling 13 10 10

Comprehensive Boat Insurance

Our comprehensive boat insurance is designed to provide peace of mind both on and off the water. You can relax with the choice of a great range of features and benefits, and the flexibility to add optional covers.

  • Automatic cover for up to $5,000 worth of boat contents, limited
    to $1,000 for EPIRB, VHF & HF Radio and $500 per item for all
    other contents

Contents cover includes cover for:

  • portable fuel tanks, cushions, bedding, linen and flags,
    paddles and batteries, unfixed furniture tables and chairs
  • items and appliances used for cooking, drinking and eating,
    portable refrigerators freezer ice-boxes and coolers
  • portable barbecues and gas bottles, portable TV and
    DVD/Blu-ray player, face plates for GPS units and sounders, fishing
    rods and tackle, diving equipment and water-skiing gear, unfixed
    spare parts for your boat, clothing, hats, shoes and wet weather gear,
    maps, charts and tide and weather guides


Get a quote today - Call 13 10 10 Download policy document

Optional Covers

Pick and choose from GIO's optional covers. Depending on your circumstances
you may be able to include:

  • Water-skier's liability - for when your boat is towing a water skier
  • Cover for sailing boats when participating in a race
  • Lay-up period for up to 6 months - helps reduce your premium if your boat
    is not in use all year
  • Add extra boat contents cover if the $5,000 included cover is not adequate

Even more ways to save

We offer a great range of discounts and ways to save on your premium with us:

  • Save up to 25% on our premium with the No Claim Bonus.
  • A 10% multi-policy discount if you hold 3 or more eligible personal insurance policies with GIO. Find out more.
  • Reduce your premium by restricting your cover when your boat is at home and
    not being used with our lay-up option.
  • Reduce your premium by choosing a higher excess.

Is this insurance right for you?

Car insurance comparisonNot sure if this is the right level of boat insurance for you? Compare our different levels of boat insurance or read the full PDS.

Insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO. Please read the Boat Insurance Product Disclosure Statement before making any decision regarding this product. Contact us for a copy. The features and benefits described on this page and in our Boat Insurance Product Disclosure Statement apply to new customers from 3rd September 2013 and existing customers on renewal from 13th October 2013.